Jules has been in the mortgage industry since 2010 and focuses on two main principles to deliver great customer service: accessibility and integrity. Because many mortgage rates and programs can be similar across institutions, Jules and his team at SouthState believe that the customer experience is paramount. Jules has been a perennial top-performer and enjoys working with any and all borrowers, but over the years has built a reputation in the medical community as a go-to expert for physicians, dentists, and veterinarians. Jules also enjoys helping borrowers with construction and renovation loans, having personally worked through several extensive construction projects. Whether you are a first-time homebuyer seeking to get prequalified, or an experienced buyer seeking a niche product such as our Doctor Loan^1^ with up to 100% financing , our Professional Jumbo Loan^2^with up to 90% financing, or a construction or lot loan, Jules is here to help. Jules is based in his hometown of Charleston, South Carolina and has a strong client base across the Southeast US. He has full lending capabilities in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia (more states are eligible on a case-by-case basis, so please ask!). There are many guidelines and options to consider when financing, but Jules has found success with a simple approach - answer the phone when it rings, and be honest with everyone. Read my article: ["Home Refinancing Basics"](https://southstatebank.com/Personal/Stories-and-Insights/Home-Refinancing-Basics)