Phoebe Johnson

Director of Mortgage Community Lending

NMLS #: 251319

3475 Piedmont Road Northeast, Atlanta, GA 30305

Phoebe Johnson | SouthState Mortgage

About Phoebe Johnson

Phoebe Johnson, a native of Atlanta, GA, began her career in 1995 as an executive assistant to the Mortgage Operations manager with no experience in the mortgage industry. Her manager mentored her, and she has been hooked ever since. Phoebe's mortgage experience spans several facets, including processing, underwriting, closing, construction lending, and origination. She enjoys the evolution of knowledge this career offers. Even now, she looks forward to Mondays the same as she does Fridays. Two of her favorite quotes fitting for her love of this industry are: "People don't care how much you know until they know how much you care," and "Find a job you love, and you will never work a day in your life." Almost 30 years later, she feels like she hit the jackpot.
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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
10/17/2025
I just want to give a big thank you to my lender, Phoebe Johnson for being there every step of the way. From start to finish, she was always available answering every call and email, and taking the time to explain everything I needed to know. I truly felt comfortable and supported throughout the entire process!
5 stars
Google   •   SouthState Bank
09/27/2025
I appreciate your help in this process, for being patient, for being able to make my dream come reality.

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