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SouthState

South State Bank
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Checking

Checking Options Perfectly Suited To Your Lifestyle

We offer a number of different checking accounts. Choose the one that best fits your needs.

Most Popular

SouthState Checking

Free of monthly maintenance fees with eStatements.2
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Earns Interest

Choice Checking

Earn interest and have convenient access when you need it.
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Premium

Gold Checking

A high value account with expanded benefits and premium interest.
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Our Thank You

Community Hero Checking

A checking account for those making a difference in our communities. 2
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Compare All Accounts

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Need Help Finding the Right Checking Account?
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Need Help Finding the Right Checking Account?

Help Me Decide

All Our Checking Accounts Include:

  • No opening deposit required when opening account online
  • Online banking with BillPay
  • Mobile banking with mobile deposits
  • Free email and text alerts
  • Free eStatements
  • Free debit card and digital wallet options
  • Ability to send money through Zelle
  • Unlimited check writing
  • No ATM transaction fees when using any SouthState ATM
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How to Use Your Contactless Card at a terminal

Secure Payments Made Easy

SouthState contactless credit and debit cards help you keep up with the speed of life.
  • Security - Your card number is never shared. Each time you make a contactless payment, a unique one time code is sent to the payment terminal.
  • Convenience - To pay, simply tap your card on the terminal wherever you see the contactless symbol. 
  • Speed -  Contactless means you don’t have to swipe or insert your card and wait. Tap your card, and you are good to go.
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Questions About Opening Your Account Online?

Questions About Opening Your Account Online?

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Generally, it should take no longer than 10 minutes to complete an application online.

You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, Military ID or State ID), valid address and a valid email address registered to your name. If your application will include a co-applicant, your co-applicant will also need to supply this information.

You can transfer funds from an account at SouthState or another financial institution, or you can fund your account through your debit or credit card. You can also choose to fund your account at a later time and make a deposit through Mobile Deposits or in a branch after opening an account.

Please note, funding may take up to three business days.

Yes. You may add a co-applicant to your application. If your application includes a co-applicant, your co-applicant will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, Military ID or State ID), valid address and a valid email address registered to his or her name.

To open an account online you must be at least 18 years or older.

employees get perks with southstate at work checking

Did You Know Your Employer Can Offer You Checking?

Along with a number of other benefits with SouthState at Work:
  • No fee checking
  • Savings on Closing Costs for Mortgage Loans
  • Free Health Savings Account (HSA)
  • Free Wealth Consultation
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Round Up to Save™

Grow Your Savings Every Time You Spend

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Refer a Friend

Earn $25 Just For Referring a Friend

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Understanding Home Equity

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  1. You can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.

  2. Proof of employment or service may be required. Proof of employment or service may be shown by receipt of payment to your account (may include retirement benefits) from a branch of the Military, Healthcare Provider, Law Enforcement Agency, Rescue Service, School or a Non-profit (501(c)(3)) Organization to be eligible for this account type.

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