Mortgage Loans for Every Borrower
Refinance your mortgage to consolidate debt and simplify your finances with one clear, more manageable monthly payment.
How Can We Help?
Mortgage Loan Options
Talk to us about what's important to you and we'll find the mortgage that fits you best.
Fixed-Rate Mortgage
Lock In the Interest Rate for the Loan
A great choice for homeowners planning to stay in their home for a longer period of time.
FHA Loans
A Great Option for First Time Homebuyers
An FHA loan is designed to help first-time homebuyers by offering a low down payment.
Condo Financing
Get Financing for Your Condominium
Purchasing a condo is a different process when compared to a single-family home, but we work hard to make the process seamless.
Learn What You Can Afford
Calculate your estimated monthly mortgage payment for your new home purchase.
Shop for Your Home with Confidence
Resources for first-time homebuyers
Tips for improving your credit score
Get information on pre-qualifying
Learn about the loan process
Find a checklist of information you'll need to gather
Learn about Down Payment Assistance programs
Frequently Asked Questions
View All FAQsGetting pre-qualified is an excellent way to begin the mortgage process. By getting pre-qualified before you start shopping for a home, you can receive an estimate of how much you may be able to borrow, which can help you understand your price range and begin exploring homebuying options with greater confidence. Contact your local SouthState mortgage banker to learn more about available mortgage qualification options and the home financing process.
The home you can afford is based on the amount of mortgage loan you can comfortably support. Generally, the amount of mortgage you qualify for is based on some basic information such as: your income, debts, assets, credit history, current employment situation, and any other obligations you may owe.
Another factor that will impact the amount of home you can afford is how much cash is required for down payment and closing costs.
Calculate a mortgage payment here and see how much you can potentially afford.
Depending on the type of mortgage you are applying for, a refinance or a purchase, the timeline can vary. You should always discuss timeline with your mortgage banker. They will be able to give you a timeline and help to set expectations.
Conventional Mortgage
Your Next Home is Closer Than You Think
Let us help you decide between a fixed-rate and adjustable-rate mortgage.
Portfolio Loans
In-House Mortgage Financing
Expanded guidelines for loan qualification with no mortgage insurance.
All loans are subject to credit approval.
Consult with a mortgage banker to confirm address eligibility.
