When planning a vacation, your priorities are probably where to go, what to do and how you’ll get there. However, don’t forget to get your finances in order before you leave. Being proactive and prepared with your money will help take any extra stress out of traveling and leave you to enjoy your trip.
Here are some tips to get you started:
- Before your trip, let us and any credit card companies know where you’re going and for how long.
- Please contact our Debit Card Support Center, open 24 hours a day at (800) 523-4175 or login to Online Banking and send us a secure message with your card number, travel dates and the location you are traveling to ahead of time.
- Leave a copy of the front and back of your card, including the phone number, for lost or stolen cards at home with a family member or trusted friend in case your card is lost or stolen.
- If your card is lost or stolen, having access to the phone numbers and card information will be helpful.
- Take some back up cash
- Especially if you are traveling overseas, having cash on hand is a good idea because there’s a chance your debit or credit card might not work at all ATMs, stores and restaurants.
- It’s an added level of protection to keep cash in several places while you travel. If you carry all your cash and credit cards with you, and your bag is stolen or lost, then it will be a bigger headache than if you keep some extra cash in your bag at the hotel.
- Research and plan ahead
- Understanding the exchange rate, how expensive your destination is and any extra expenses like public transportation will help you plan ahead. If traveling abroad, look into buying train or bus tickets before you go.
- Give yourself a spending budget
- One way to keep a budget while traveling, is to use only cash. If traveling overseas, exchange the amount of money you want to spend and only use your credit card for emergencies or big purchases.
- Signing up for online alerts can give you an extra level of protection. Sign up for low balance and daily balance reminders to help keep yourself on budget.
- After your trip, review your statements
- As an extra level of protection for yourself, take a look at all of your statements after your trip and report any unauthorized transactions.
For more information, visit the Protecting Yourself section of our Advice Center.