Here are a few ideas to help you get your home ready for the winter:
1. Check your HVAC system
If you haven’t already, check your HVAC system before winter conditions approach. Checking your HVAC unit can help you maximize your energy efficiency, ensure the safety of your unit, and help prevent your heat from going out when you need it most this winter.
2. New appliances and check fixtures
Planning to cook a large dinner for your family? Check your oven, dishwasher, garbage disposal and other appliances to make sure they’re prepared for a few days of constant running. Or, maybe a new freezer or an extra refrigerator will help you with your meal planning and storage. It may also be a good idea to check your sinks, toilets, and showers to ensure everything is operating properly.
3. Complete your entertaining areas
With guests coming over for holiday parties or extended stays, now is the time to finally complete your indoor entertaining areas. Create your own “man room” or theater room to enjoy with your family and friends by adding new furniture, decorations, televisions, and other electronics.
4. Don’t forget about the outdoors
During the fall and winter, we tend to spend most of our time inside. However, there are plenty of options to encourage more time spent outdoors. Consider adding an outdoor fireplace or fire pit, enclose a screened in porch, add additional exterior lighting, or purchase heaters for your deck. Take a little bit of time to research different options to help you enhance the exterior of your home that could give you additional space to entertain this winter. Plus, you can enjoy these improvements all year long!
5. Make small updates throughout your home
When you host a get-together or invite family to stay with you during holiday festivities, you probably want your home to feel warm and inviting. Since you’re used to seeing the same furnishings every day, glance around to see if there are updates you can make to brighten up different rooms. A fresh coat of paint, a new piece of furniture, or small accent pieces can freshen up your décor quickly.
If you have improvements you’d like to make, but didn’t account for the extra expenses in your budget, a Home Equity Line of Credit (HELOC) could help you this year. A HELOC allows you to borrow against your home’s equity with a revolving line of credit.1 Your line of credit is a fixed amount for a set period of time with a variable interest rate, which may be tax deductible.2 Throughout your projects, you can continue to use your line of credit as needed versus only having a fixed loan amount.
To learn more about HELOCs, contact your local South State banker or visit our website.