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Tips for Safely Shopping Online

HolidayShoppingPicLast year more than 126 million people shopped online on Cyber Monday and each year, the number continues to increase. For Cyber Monday shoppers, getting the deals without the crowds makes holiday shopping a little easier. Shopping online provides quick access to your favorite stores and allows you to shop at your convenience. As you shop online this holiday season and in the future, consider these tips to help you shop safely:

Make sure the site is secure

Before you make purchases online, look for signs that the site is secure before you enter your payment information. Examples include a closed padlock near the browser’s address bar or a website address beginning with “https.”

Beware of SPAM emails

Be on the lookout for emails from senders requesting personal information like login credentials or credit card information. If you receive a link to a website through an email, hover over the link to verify it actually takes you to a legitimate website before clicking on it. For additional information about email safety, click here.

Check the website’s privacy settings

Review the website’s privacy policy before making purchases online. This will tell you how the merchant plans to share your information, what information is gathered by the website and their data security practices.

Be cautious about the information you share

You should not have to give a retailer certain personal information to complete a transaction online. For example, you should not give your social security number or your bank account number in the checkout process.

Log out completely

After you have finished your shopping session, log out of the website.

Avoid storing sensitive information

Information like passwords, credit card information and social security numbers are more secure if they aren’t saved on multiple websites. Taking the time to plug in the information each time will help keep you protected.

Monitor your online banking

As you continue to shop this season, sign up for Online Banking alerts or monitor your balance and transactions to make sure your information hasn’t been compromised.

For more information on protecting yourself online, visit our Security and Privacy section here.