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Business Checking Accounts

We've got an account to maximize your assets and achieve your goals.

Which account is right for you?

Minimum Opening Balance Earns Interest Monthly
Maintenance Charge
Qualifiers to
Avoid Charges*
Monthly Transaction Items

Basic Business

A free business checking account with up to 250 debits, credits or deposited items.

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$50 No No None

  • 250 debits, credits or deposited items
  • $0.35 per item thereafter

Business Choice

A full service account with convenient access when you need it most.

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$50 No $10

  • $1,500 average daily balance in checking, or
  • $10,000 minimum daily balance in other combined deposits or loan balances

  • 500 debits, credits or deposited items included
  • $0.45 per item thereafter

Commercial Analysis

For businesses with high balances and activity.

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$50 No $15 Monthly maintenance and transaction fees can be offset using Earnings Credit paid on positive collected balances.

  • $0.50 per deposit
  • $0.11 per item deposited
  • $0.19 per check paid
  • $0.15 per ACH debit
  • $0.20 per ACH credit
  • $1 per $1,000 cash deposited or exchanged

Commercial Analysis Plus

For businesses with high balances and activity that want to earn interest.

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$50 Yes $40 Monthly maintenance and transaction fees can be offset using Earnings Credit paid on positive collected balances.

  • $0.50 per deposit
  • $0.11 per item deposited
  • $0.19 per check paid
  • $0.15 per ACH debit
  • $0.20 per ACH credit
  • $1 per $1,000 cash deposited or exchanged

Community Checking

A free account for small non-profit organizations that want to earn interest.

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$50 Yes No N/A

  • 30 debit items per month included
  • $0.35 per debit item thereafter, waived with $500 minimum daily balance

Community Checking Plus

For large non-profit organizations with higher balances and activity.

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$50 Yes $25 $2,500 minimum daily balance Unlimited items
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South State at Work

This exclusive product package provides financial benefits exclusively to you through a partnership with your employer.

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Need a Business Loan?

Whether you need to obtain credit to grow your business, finance inventory or purchase equipment, we’ve got you covered.

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