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South State Banking locations and Customer Care will be closed on Thursday, November 23 in observance of the Thanksgiving Day holiday and will reopen on Friday, November 24.

Construction Loans

Financing for building what it takes to build your business, no matter the size.


We want your business to have the financing it needs.  Whether it’s buying, improving or refinancing commercial property, South State can help.  Construction loans1 allow you to pay for construction as it happens, borrowing only what you need, when you need it.  Simply submit periodic draw requests for work that has been completed.  Upon inspection, you will receive advances on the draw requests to pay your contractors.

  • Use for real estate construction or renovation
  • Interest only payments during construction
  • Financing from conceptual design to completion
  • Provides a term loan in conjunction with the construction loan for financing after construction is completed

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Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

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