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Business Credit Cards

Sometimes plastic is your most flexible option.

HomeBusinessBusiness LendingRevolving CreditBusiness Credit Cards

We offer a variety of credit cards1 to fit your business’ goals and budget. Our Visa® Business Credit Cards4 come with features including award-winning expense management tolls, free employee cards and added security benefits.

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VISA® Business Platinum Card

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  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
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Visa® Business Real Rewards

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  • Earn 1.5 points per dollar on eligible purchases3
  • $25 cash back after your first purchase4
  • 0% APR for 6 Months
  • No Annual Fee

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Visa® Business Real Rewards PLUS

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  • Earn 3 points per dollar spent on Airfare, Hotel or Cell Phone5
  • Earn 1.5 points per dollar on eligible purchases3
  • $25 cash back after your first purchase4
  • 0% APR for 6 Months
  • No caps or limits.
  • Spend $2,000 in 90 days and get 20,000 points.

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Visa® Business Cash Card

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  • Earn 3% cash back on office supply store net purchases, and phone and internet services
  • Earn 2% cash back on restaurant and gas net purchases and 1% on all other net purchases6
  • $25 cash back after your first purchase4
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Visa® Business Company Card

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  • Corporate liability product for mid-sized businesses with annual sales between $5MM and $10MM
  • Free rewards program, 1 point per net dollar purchased; no caps or limits on points earned
  • No annual fee
  • Centralized billing
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Visa® CommUNITY Card

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  • For non profits and municipalities
  • 1 point per net dollar purchased
  • No caps or limits on points earned
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The One Card

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  • For large corporations or organizations with annual sales greater than $10MM
  • Robust reporting and online account management.
  • Non-revolving line of credit
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1. Subject to credit approval.
2. The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa USA, Inc.
3. You will earn net 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
4. Real Rewards: Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
5. Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines,cellular phone services, or hotels (each, a ”Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
6. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
7. The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death.)

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