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South State Banking locations and Customer Care will be closed on Monday, May 28 in observance of the Memorial Day holiday and will reopen on Tuesday, May 29.

Should I consider pre-qualification for a mortgage before I shop for a home?

Getting prequalified for your mortgage is an important step before you shop for a home. It tells you how much home you can buy and makes applying for your mortgage easier. A mortgage prequalification can also give you additional leverage with a seller in negotiating the best possible terms of the sale.