COVID-19 Updates - FAQs

Coronavirus Response FAQs

What is SouthState doing in response to the coronavirus?

We are following CDC guidelines for decreasing the spread of COVID-19, including requiring face coverings inside our buildings, encouraging social distancing, installing Plexiglas barriers in branch locations and increasing cleaning of surfaces, including ATM keypads, doorknobs and counters. Additionally, we have hand sanitizer in our branches for use by customers and team members.

We encourage you to continue visiting for any updates on our response.

What are you doing to protect your tellers and branch staff who handle money?

The health and safety of our team members and our customers is our top priority. Our tellers and branch staff have hand sanitizer, hand sanitizing wipes and gloves at their disposal. Additionally, in line with CDC recommendations, we have increased the cleaning of hard surfaces in our branches and the key pads at our ATMs.

What assistance are your offering in response to the coronavirus?

We are committed to providing assistance options, including loan payment deferrals, to support customers affected by the virus. Please contact your local banker or SouthState Customer Care for assistance.

Branch Operations

Is SouthState cleaning ATMs and Drive Thrus?

We are following CDC guidelines for increased cleaning of surfaces, including ATM keypads; however, our drive thrus and drive up ATMs are exposed to the outdoors, so we encourage you to practice responsible hand hygiene by washing your hands or using hand sanitizer, as you normally would after touching outdoor surfaces.

Will the Bank handle all transactions typically performed in the branch through the Drive Thru?

The majority of transactions can be handled through the Drive Thru; however, some transactions will need to be done face-to-face with a banker. For example, if you need to sign loan documents or access your safe deposit box, please contact your local banker.

When visiting our Drive Thru, if the transaction you need to perform requires you to come inside the branch, the banker will inform you and schedule a time with you to come inside the branch.

Account/Safe Deposit Box Access & Digital Services

How can I access my accounts if the branch is closed?

The majority of transactions can be handled through the Drive Thru. In addition, SouthState Online, Mobile and Phone Banking, as well as Treasury Navigator and the Treasury Navigator App (for Treasury customers) are available 24/7 so that you can continue to access your accounts, transfer funds and pay bills.

What are my options for accessing my account if I don’t use online services?

Our Drive Thrus are open during normal business hours, and bankers will be able to assist you with your banking needs. ATMs remain functional should you need to quickly withdraw funds from your account. Some SouthState ATMs also accept deposits, please see our locations page to find deposit taking ATMs.

I don’t have Online Banking, how do I get started?

Form the home page of, click “Enroll Now for Online Banking” at the bottom of the “View Your Accounts” box. You will need your Phone Banking PIN enroll. Your Phone Banking PIN is the last four digits of your social security number, unless you have changed it.

Will my debit card still work if branches are closed?

Yes. Your debit card will continue to work.

What should I do if I need to empty the contents of my safe deposit box?

If you need to empty the contents of your safe deposit box, please contact your local banker for assistance.


Is my money safe at the bank?

Yes. Your money is safe in the bank.

Is SouthState FDIC insured? And, what does it cover?

Yes. SouthState is FDIC insured. FDIC insurance covers all deposit accounts, including:

  • Checking accounts
  • Savings accounts
  • Money market deposit accounts
  • Certificates of deposit

FDIC insurance does not cover other financial products and services such as stocks, bonds, mutual funds, life insurance policies, annuities or securities.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

You can learn more about FDIC Insurance by visiting and selecting the “Deposit Insurance” dropdown.

Is SouthState experiencing a current disruption in coin circulation?

Like all banks and many businesses, SouthState is experiencing some disruptions in coin availability.

The Federal Reserve is working on several fronts to mitigate the effects of low coin inventories and circulation, which includes managing the allocation of existing Federal Reserve inventories, working with the U.S. Mint, as the issuing authority, to minimize supply constraints and maximize coin production capacity.

We are monitoring this situation closely, and anticipate a return to normal coin reserves as the coin circulation in the country improves.

For more information, please visit the Federal Reserve website,

Is SouthState currently accepting coins?

Yes, SouthState is accepting rolled coin in the first lane of our drive-thrus. Coin wrappers are available from your local branch upon request.

I am a SouthState business customer and need coin. Can you assist me?

Please contact SouthState Customer Care or your local banker regarding availability of coin in your area.

I am not a SouthState customer, but need coin. Can you assist me?

We apologize for the inconvenience, but due to limited coin inventory and circulation, we are only assisting SouthState customer coin needs at this time.

Paycheck Protection Program (PPP)

What if I still have questions about PPP loan forgiveness?

Please visit the SBA's website for more details on PPP Loans.

Stimulus Payments

How do I treat stimulus payments on my taxes? 

Customers are encouraged to visit for complete details regarding Economic Impact Payments and to learn more about a 2021 Recovery Rebate Credit as you prepare to file your 2021 federal tax return.

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