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South State Banking locations and Customer Care will be closed on Monday, May 28 in observance of the Memorial Day holiday and will reopen on Tuesday, May 29.

Carl McPhail

Mortgage Banker Senior Vice President NMLS Registry Number - 143743

1051 East Morehead Street
Charlotte, NC 28204

Carl McPhail - Mortgage Loan Officer at South State Bank

About Carl McPhail

Carl  has years of experience in the lending industry. From working as a commercial lender to owning a mortgage company, Carl’s Mortgage Lending experience is sure to make you have a smooth transaction. He graduated from  Davidson College in 1979 and has a Masters in Business from UNC-Chapel Hill in 1983.

Carl stays involved in his community through a number of ministries at Myers Park Presbyterian Church including Urban Ministries and Habitat for Humanity.  At MPPC, he is a retired Elder and is involved in adult education and contemporary worship as a musician in the church band.  He is also involved with the YMCA and f3.

Carl is a photographer and also enjoys reading and writing, fitness, golf, and is a musician in a rock band!

He’s a Charlotte native and lives in his hometown with his wife and two children.

Contact Carl today and let his expertise work for you!

Contact Today

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