Prosperity Unlimited and SouthState
Realize the Dream of Home Ownership
Prosperity Unlimited and SouthState are here to help you realize the dream of home ownership.
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First Time Purchasing a Home?
You’re a first-time homebuyer so you have more than a few questions. Good news, we are here to answer those questions and walk your through the process and ensure no "T" goes uncrossed. We have resources designed specifically for you to learn about the homeownership journey. Learn the important steps you can take before starting the house hunt that will ensure the whole home buying process goes smoothly.
The Loan Process
Pre-qualifying is a great place to start the mortgage process. It allows you to know the loan amount you qualify for before starting the house hunt. A few other things to keep in mind when starting the search:
- Figure out a savings plan for a down payment
- Check your credit score
- Don’t take on new debt
- Make sure bills are paid on time
- Clear up financial disputes no matter how old or small

Conventional Mortgage
Your Next Home is Closer Than You Think
Let us help you decide between a fixed-rate and adjustable-rate mortgage.
Buyer's Advantage
Helping You Achieve Homeownership
Our Buyer’s Advantage program makes it easier to get in the home of your dreams.
FHA Loans
Popular for First Time Home Buyers
FHA loans allow for a smaller down payment, making this a popular loan type for first-time homebuyers.