Prosperity Unlimited and SouthState

Realize the Dream of Home Ownership

Prosperity Unlimited and SouthState are here to help you realize the dream of home ownership.

In Partnership With
Prosperity NCHC TAHC
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First Time Purchasing a Home?

You’re a first-time homebuyer so you have more than a few questions. Good news, we are here to answer those questions and walk your through the process and ensure no "T" goes uncrossed. We have resources designed specifically for you to learn about the homeownership journey. Learn the important steps you can take before starting the house hunt that will ensure the whole home buying process goes smoothly.

The Loan Process

Pre-qualifying is a great place to start the mortgage process. It allows you to know the loan amount you qualify for before starting the house hunt. A few other things to keep in mind when starting the search:
  • Figure out a savings plan for a down payment
  • Check your credit score
  • Don’t take on new debt
  • Make sure bills are paid on time
  • Clear up financial disputes no matter how old or small
Learn more about the rest of your homeownership journey here.
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Conventional Mortgage

Your Next Home is Closer Than You Think

Let us help you decide between a fixed-rate and adjustable-rate mortgage.

Buyer's Advantage

Helping You Achieve Homeownership

Our Buyer’s Advantage program makes it easier to get in the home of your dreams.

FHA Loans

Popular for First Time Home Buyers

FHA loans allow for a smaller down payment, making this a popular loan type for first-time homebuyers.

Reach Out to One of our Mortgage Bankers to Get Started

headshot for Christ Skardoutos
Christ Skardoutos

Mortgage Banker
NMLS #: 1111807
Apply Now

headshot for Pat Stanley
Pat Stanley

Mortgage Banker
NMLS #: 607896
Apply Now

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Meredith Watson

Mortgage Banker | Banking Officer
NMLS #: 1533793
Apply Now

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