Important Updates: We are currently operating with Drive Thru Only service Monday – Friday, and Saturday hours have been discontinued at this time. To read a message from our CEO Robert Hill and learn more about our preventative measures in response to Coronavirus (COVID-19) click here.
Mortgage Loan Programs
Let us help you find the mortgage option that's right for you. Apply for a home loan online today.*
Most homeowners will purchase or refinance their home with a conventional mortgage. But there’s a lot to consider here. Our experienced lenders will help you find just the right loan for your situation.
These programs were created to help Americans realize the dream of home ownership. They’re backed by the federal government so they tend to have the most flexibility. These types of loans provide great opportunity for those who qualify.
South State Bank has a full array of in-house portfolio adjustable-rate mortgages (ARMs)1 including purchase, refinance and construction loan options. The benefits of portfolio lending includes local lending decisions, expanded guidelines for loan qualification and competitive interest rates.
Our portfolio loan products also have the advantage of no mortgage insurance with as little as 10% down.
Have interest rates have dropped since securing your current mortgage? Are you facing a large expense or planning a new renovation? If so, refinancing your home may be the right solution for you. Our mortgage lenders are ready to help.