Skip to Main Content

Mortgage Loan Programs

Let us help you find the mortgage option that's right for you. Apply for a home loan online today.*

Conventional Mortgages

Conventional Mortgages

Most homeowners will purchase or refinance their home with a conventional mortgage. But there’s a lot to consider here. Our experienced lenders will help you find just the right loan for your situation.

Learn More

Government Home Loan Programs

Government Home Loan Programs

These programs were created to help Americans realize the dream of home ownership. They’re backed by the federal government so they tend to have the most flexibility. These types of loans provide great opportunity for those who qualify.

More Home Loan Options

Construction Loans

We’ll help you with a loan to build, then convert the mortgage into a conventional, permanent loan once you move in to your new home.

Learn More

Lot Loans

We make it easy and convenient to finance the property you want for your new home.

Learn More

Jumbo Mortgages

With our Professional Mortgage Program, your one of a kind home you’ve been dreaming of can become a reality.

Learn More

Physician Mortgage

Purchasing, refinancing or building a new home? Our Physician Loan Program is available to medical physicians including current residents.

Learn More
Portfolio Loans - In-House Mortgage Financing

Portfolio Loans - In-House Mortgage Financing

South State Bank has a full array of in-house portfolio adjustable-rate mortgages (ARMs)1 including purchase, refinance and construction loan options. The benefits of portfolio lending includes local lending decisions, expanded guidelines for loan qualification and competitive interest rates.

Our portfolio loan products also have the advantage of no mortgage insurance with as little as 10% down.

Learn More About Portfolio Loans

Refinancing

Refinancing

Have interest rates have dropped since securing your current mortgage? Are you facing a large expense or planning a new renovation? If so, refinancing your home may be the right solution for you. Our mortgage lenders are ready to help.

Learn More about Refinancing

Mortgage Resources

Mortgage Resources

Learn more about home loans and home ownership with our mortgage calculators and financial advice articles.

 

Get Started

If you’re interested in a mortgage in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.