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FHA Loans

FHA loans help Americans realize the dream of home ownership.

FHA loans are insured by the Federal Housing Administration (FHA), which is part of Housing and Urban Development (HUD).

FHA loan program1 guidelines tend to be more flexible since they are government-insured loans. FHA loans are insured by the Federal Housing Administration (FHA), which is part of Housing and Urban Development (HUD). Your down payment on a FHA loan can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan.

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