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FHA/VA Loans

Thanks to Federal Programs you have more loan options than you may have realized.

WA_GEN_FHAVALoans

FHA and VA loan programs1 and guidelines tend to be the most flexible since they are government-insured loans.

FHA loans are insured by the Federal Housing Administration (FHA), which is part of Housing and Urban Development (HUD). Your down payment on a FHA loan can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan.

VA loans are Fixed-Rate loans guaranteed by the U.S. Department of Veteran Affairs. VA guaranteed loans are made by private lenders to eligible veterans for the purchase of a home as their primary residence. For loans up to $417,000, it is often possible for qualified veterans to obtain no down payment financing.

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