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Portfolio Loans

In House Mortgage Lending

In House Mortgage Financing

South State Bank has a full array of in-house portfolio adjustable-rate mortgages (ARMs)1 including purchase, refinance and construction loan options. The benefits of portfolio lending includes local lending decisions, expanded guidelines for loan qualification and competitive interest rates.

Our portfolio loan products also have the advantage of no mortgage insurance with as little as 10% down.

  • money bag
    Low down payment options
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    No monthly mortgage insurance
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    For primary or vacation homes
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    Escrow for Homeowner’s Insurance and Taxes not required
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What can I finance with a portfolio loan?

What can I finance with a portfolio loan?

South State Bank offers many options for adjustable rate mortgage (ARM) portfolio loans, including:

Mortgage Loan Resources

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If you’re interested in a portfolio loan in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.