In House Mortgage Lending
South State Bank has a full array of in-house portfolio adjustable-rate mortgages (ARMs)1 including purchase, refinance and construction loan options. The benefits of portfolio lending includes local lending decisions, expanded guidelines for loan qualification and competitive interest rates.
Our portfolio loan products also have the advantage of no mortgage insurance with as little as 10% down.
South State Bank offers many options for adjustable rate mortgage (ARM) portfolio loans, including:
If you’re interested in a portfolio loan in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.
1. All loans are subject to approval.