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VA Loans

Let's work together to make your dream of homeownership a reality.

VA loans are Fixed-Rate loans with 0% down and no commitment fee.

VA loans1 are Fixed-Rate loans guaranteed by the U.S. Department of Veteran Affairs. South State Bank is proud to serve those who protect our freedoms.

VA guaranteed loans are made by private lenders to eligible veterans for the purchase of a home as their primary residence or the refinancing of an existing VA loan.


  • You have served 90 consecutive days of active service during wartime
  • You have served 181 days of active service during peacetime
  • You have more than 6 years of service in the National Guard or reserves
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability

Contact a loan officer for more details on eligibility

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If you’re interested in a VA loan in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.