SouthState Checking Account

SouthState Checking Account Features

No opening deposit required when opening account online2
Online Banking with BillPay3
Mobile Banking with Mobile Deposits
Free email and text alerts4
Free eStatements
Debit card
Digital wallet options
Ability to send money through Zelle^®6
Unlimited Check Writing
Wealth Consultation2
No ATM transaction fees when using any SouthState ATM
24/7 ATM Debit Card Fraud Monitoring
Overdraft protection options

Student Banking

student using free online banking on laptop

Get Started in the Right Direction with Checking

Enjoy all the benefits of SouthState Checking along with:

The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle2
Automatically available to any student (ages 13-22) with a SouthState checking account.

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Senior Banking

Added Benefits for Those 55+

All the benefits of SouthState Checking along with added ones just for you:

Free Wallet Checks or $10 discount on another style2
20% Annual Discount on Safe Deposit Box2
Free Cashiers Checks

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Student Banking

Get Started in the Right Direction with Checking

Enjoy all the benefits of SouthState Checking along with:

The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle2
Automatically available to any student (ages 13-22) with a SouthState checking account.

Learn More

Senior Banking

Added Benefits for Those 55+

All the benefits of SouthState Checking along with added ones just for you:

Free Wallet Checks or $10 discount on another style2
20% Annual Discount on Safe Deposit Box2
Free Cashiers Checks

Learn More

Questions About Opening Your Account Online?

View All FAQs

How long will it take me to open an account online?

Generally, it should take no longer than 10 minutes to complete an application online.

What information do I need to apply for an account online?

You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a co-applicant, your co-applicant will also need to supply this information.

How can I fund my account?

You can fund your account through debit/credit card, an internal transfer using your existing SouthState account, or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch.

Can I open a joint account with another person?

Yes. You may add a co-applicant to your application. If your application includes a co-applicant, your co-applicant will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.

How old do I need to be to open an account online?

To open an account online you must be at least 18 years or older, or age of majority in the state of residence. Minors age 13 and older may only open checking accounts with a parent or guardian as co-applicant.

Important Legal Disclosures and Information

You can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.
$25 minimum opening deposit required to open account in a branch.
Internet service provider fees may apply. You must be age 18 or older to access Bill Pay.
Internet service provider and/or message data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal
We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 3 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
Each calendar year, you may receive either one order of SouthState Bank Custom checks at no charge or a $10 discount on any other check style. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. Shipping costs may apply and check costs vary by style
Upon request and subject to availability, you may receive a 20% annual rental discount on any size Safe Deposit Box (subject to lease terms and conditions).

SouthState Checking

Banking Should Always Be This Easy

$0 or $5

Monthly Maintenance Charge

$0

Minimum to Open2