Interest Rates for Personal Checking and Savings Accounts

The interest rate and Annual Percentage Yield (APY) may change after account opening. Fees could reduce earnings on the account. Interest rates are current as of 07/01/2026.

Checking Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Choice Checking	$0.01 and above	0.08%	0.08%
Gold Checking	$0.01 to $9,999.99	0.06%	0.06%
	$10,000 to $24,999.99	0.06%	0.06%
	$25,000 to $49,999.99	0.06%	0.06%
	$50,000 to $99,999.99	0.06%	0.06%
	$100,000 and above	0.15%	0.15%
Community Hero Checking	$0.01 and above	0.08%	0.08%

Savings Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Personal Savings	$0.01 and above	0.15%	0.15%
Health Savings Account (HSA)	$0.01 to $499.99	0.04%	0.04%
	$500 to $4,999.99	0.04%	0.04%
	$5,000 to $9,999.99	0.04%	0.04%
	$10,000 to $24,999.99	0.06%	0.06%
	$25,000 to $49,999.99	0.06%	0.06%
	$50,000 and above	0.10%	0.10%

Money Market Accounts	Balance Tiers to Obtain APY	Interest Rate	APY
Personal Money Market	$0.01 to $1,999.99	0.00%	0.00%
	$2,000 to $9,999.99	0.10%	0.10%
	$10,000 to $24,999.99	0.15%	0.15%
	$25,000 to $49,999.99	0.20%	0.20%
	$50,000 to $99,999.99	0.35%	0.35%
	$100,000 and above	0.50%	0.50%

Certificates of Deposit	Term	Interest Rate	APY
Certificate of Deposit	6 months	3.11%	3.15%
	7 months	3.45%	3.51%
	12 months	1.74%	1.75%

Important Legal Disclosures and Information

Advertised interest rates and APY are variable and subject to change at any time without notice. Fees may reduce earnings.
$1,000 minimum to open and maintain Certificate of Deposit. Advertised interest rates and APY for Certificates of Deposit (CDs) are subject to change at any time prior to account opening and will be fixed upon opening for the duration of the listed term. The advertised APY assumes interest will be compounded and credited monthly, and remain on deposit until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Additional rates, terms, and interest distribution options available when opening a CD in a branch.

Interest Rates for Personal Accounts

Important Legal Disclosures and Information

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