Certificates of Deposit
Competitive Rates and Terms Come Standard
Set your savings on a path to success with one of our adaptable CD options.
Looking For a Higher Interest Rate For a Portion of Your Savings?
CDs have a fixed interest rate, offering a stable way to grow your savings often at a higher interest rate than a typical savings account1.
SouthState CDs offer competitive rates and terms plus an automatic renewal option for your convenience. Just choose the term that best meets your needs and watch your savings grow.
Grow Your Savings with a Fixed Interest Rate
Term Options from 7 days to 5 years; limited terms available to open online
Earns Interest (see rates)
$1,000
Minimum to Open
Frequently Asked Questions
Funds placed in a certificate of deposit generally earn a higher rate of interest than typical savings accounts. The fixed rate of interest for the selected term length ensures a predictable path to meeting your savings goals.
Additionally, as an FDIC-insured Bank, funds held in a certificate of deposit are fully protected by federal deposit insurance up to $250,000 per depositor, per bank, for each ownership category.
Additionally, as an FDIC-insured Bank, funds held in a certificate of deposit are fully protected by federal deposit insurance up to $250,000 per depositor, per bank, for each ownership category.
A certificate of deposit is a type of savings account that pays a fixed rate of interest on money held for an agreed-upon period of time, often referred to as a "term."
Yes, SouthState offers multiple short and long-term options for CD maturity dates. Our most common term options are available to open online with additional terms available when opening a CD in a branch.
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Early withdrawal may result in loss of earned interest and some principal.
