Preferred Features to Manage Your Money
A full-service account with convenient access when and where you need it.
Manage Your Money with Convenience and Security
Earns interest (see rates)
$0 or $8
Monthly Maintenance Charge
15 or more posted & cleared debit card purchases/payments; or
$250 or more in combined direct deposits 1 or
$1,500 or more average daily balance
Choice Checking Account Features
- No opening deposit required when opening account online2
- Online Banking with BillPay3
- Mobile Banking with Mobile Deposits
- Free email and text alerts4
- Free eStatements (Otherwise $2 monthly paper statement fee applies)5
- Debit card
- Digital wallet options
- Ability to send money through Zelle®6
- Unlimited Check Writing
- Wealth Consultation7
- No ATM transaction fees when using any SouthState ATM
- 24/7 ATM Debit Card Fraud Monitoring
- Overdraft protection options
Get Started in the Right Direction with Checking
Enjoy all the benefits of Choice Checking along with:
- The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle8
Student Banking is automatically available when the primary account owner is ages 13 to 22.
Added Benefits for Those 55+
All the benefits of Choice Checking along with:
- Free Wallet Checks or $10 discount on another style9
- Free Cashiers Checks
- Reimbursed Paper Statement Fee if not enrolled in eStatements
Senior Banking is available when primary account holder is age 55 years or older.
Get Started in the Right Direction with Checking
Enjoy all the benefits of Choice Checking along with:
- The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle8
Student Banking is automatically available when the primary account owner is ages 13 to 22.
Added Benefits for Those 55+
All the benefits of Choice Checking along with:
- Free Wallet Checks or $10 discount on another style9
- Free Cashiers Checks
- Reimbursed Paper Statement Fee if not enrolled in eStatements
Senior Banking is available when primary account holder is age 55 years or older.
Mobile and Online Banking
Powerful features to help you bank from your computer, tablet or smartphone4.
Manage your Accounts
Pay Bills Online
Chat and Secure Messaging
Transfer Money with Zelle®6
Set Up Account Alerts
Mobile Deposit Checks
Instant Balance
Face ID/Fingerprint Sign On
Debit Card Controls
Budget & Track Goals
View eStatements
Questions About Opening Your Account Online?
View All FAQsYou will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a Joint Signer, your Joint Signer will also need to supply this information.
You can fund your account through debit/credit card, an internal transfer using your existing SouthState account, or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch.
Yes. You may add a Joint Signer to your application. If your application includes a Joint Signer, your Joint Signer will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.
You must be at least 18 years of age or the age of majority in your state of residence. Minors aged 13-17 (or up to age of majority for state of residence), may open an account as a Joint Signer with parent(s) or guardian as the primary applicant.
Get Started
Direct deposits may include incoming transfers from a non SouthState Bank account (ACH) or payroll. Excludes wire transfers.
$25 minimum opening deposit required to open account in a branch.
Internet service provider fees may apply. You must be age 18 or older to access BillPay.
Internet service provider fees and/or message and data rates may apply.
You can avoid the monthly Paper Statement Fee if on the final day of your statement cycle you are enrolled in electronic statements ("eStatements"). You must be enrolled in Online and Mobile Banking to receive eStatements. If you are not enrolled in eStatements, your Online and Mobile Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Paper Statement Fee, which will be debited from your Account without further notice to you and will appear on your Account statement.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal.
We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 3 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
Each calendar year, you may receive either one order of SouthState Bank Custom checks at no charge or a $10 discount on any other check style. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. Shipping costs may apply and check costs vary by style.
