All Our Best Features, Even Better
SouthState Gold Checking includes all the features that keep your checking simple with the added benefits you deserve.
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- Gold Checking
A Gold Standard For Checking
You deserve a few perks from your checking account and with Gold Checking you’ll find them. Earn a higher interest rate, enjoy no monthly maintenance charge1, and receive free checks.
Earns Interest(See Rates)
Free SouthState Bank Custom style checks2
Up to 5 Foreign ATM Fees reimbursed per statement cycle3
Free Cashier's Checks
$0 or $15
Monthly Maintenance Charge
- $5,000 minimum daily balance, or
- $25,000 minimum daily balance in other combined deposit accounts and outstanding loan balances4
Gold Checking Account Features
- No opening deposit required when opening account online5
- Online Banking with BillPay 6
- Mobile Banking with Mobile Deposits
- Free email and text alerts7
- Free eStatements
- Free Cashier's Checks
- Debit card
- Digital wallet options
- Ability to send money through Zelle®8
- Unlimited Check Writing
- Wealth Consultation9
- No ATM transaction fees when using any SouthState ATM
- Up to 5 Foreign ATM Fees reimbursed per statement cycle3
- 24/7 ATM Debit Card Fraud Monitoring
- Overdraft protection options
Mobile and Online Banking
Powerful features to help you bank from your computer, tablet or smartphone7.
Manage your Accounts
Pay Bills Online
Chat and Secure Messaging
Transfer Money with Zelle®8
Set Up Account Alerts
Mobile Deposit Checks
Instant Balance
Face ID/Fingerprint Sign On
Debit Card Controls
Budget & Track Goals
View eStatements
Get Started
You can avoid the $15 monthly maintenance charge when you meet one of the following qualifiers: Maintain a minimum daily balance of $5,000 in your Account per monthly statement cycle OR maintain a combined minimum daily balance of $25,000 or more in other SouthState deposit accounts (Checking, Savings, CD, IRA) and outstanding loan balances with SouthState for this Account’s monthly statement cycle. Qualifying accounts must be part of the same relationship portfolio as this Account.
You may receive single orders of SouthState Bank Custom style checks at no charge. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. You are responsible for the costs of any additional check orders or other check styles. Shipping costs may apply and check costs vary by style.
We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 5 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
Maintain a combined minimum daily balance of $25,000 or more in other SouthState deposit accounts (Checking, Savings, CD, IRA) and outstanding loan balances with SouthState Bank per monthly statement cycle. Qualifying accounts must be part of the same relationship portfolio as this account.
$25 minimum opening deposit required to open account in a branch.
Internet service provider fees may apply. You must be age 18 or older to access BillPay.
Internet service provider fees and/or message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal.