Say Goodbye to Maintenance Charges
Enroll in eStatements and eliminate monthly maintenance charges on your SouthState Checking account.1
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Banking Should Always Be This Easy
SouthState Checking lets you manage your money from anywhere with Online and Mobile Banking. Deposit checks, pay bills and receive account balance alerts all on the go. Open an account online today with no deposit required.
Free of monthly maintenance charges with eStatements1
SouthState Checking Account Features
- No opening deposit required when opening account online2
- Online Banking with BillPay3
- Mobile Banking with Mobile Deposits
- Free email and text alerts4
- Free eStatements
- Debit card
- Digital wallet options
- Ability to send money through Zelle®5
- Unlimited Check Writing
- Wealth Consultation6
- No ATM transaction fees when using any SouthState ATM
- 24/7 ATM Debit Card Fraud Monitoring
- Overdraft protection options
Get Started in the Right Direction with Checking
- The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle7
Student Banking is automatically available when the primary account owner is ages 13 to 22.
Added Benefits for Those 55+
Enjoy all the benefits of South State Checking along with::
- Free Wallet Checks or $10 discount on another style8
- Free Cashiers Checks
Senior Banking is available when primary account holder is age 55 years or older.
Get Started in the Right Direction with Checking
- The convenience of up to 3 Foreign ATM Fees reimbursed per statement cycle7
Student Banking is automatically available when the primary account owner is ages 13 to 22.
Added Benefits for Those 55+
Enjoy all the benefits of South State Checking along with::
- Free Wallet Checks or $10 discount on another style8
- Free Cashiers Checks
Senior Banking is available when primary account holder is age 55 years or older.
Mobile and Online Banking
Powerful features to help you bank from your computer, tablet or smartphone4.
Manage your Accounts
Pay Bills Online
Chat and Secure Messaging
Transfer Money with Zelle®5
Set Up Account Alerts
Mobile Deposit Checks
Instant Balance
Face ID/Fingerprint Sign On
Debit Card Controls
Budget & Track Goals
View eStatements
Questions About Opening Your Account Online?
View All FAQsYou will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a Joint Signer, your Joint Signer will also need to supply this information.
You can fund your account through debit/credit card, an internal transfer using your existing SouthState account, or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch.
Yes. You may add a Joint Signer to your application. If your application includes a Joint Signer, your Joint Signer will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.
You must be at least 18 years of age or the age of majority in your state of residence. Minors aged 13-17 (or up to age of majority for state of residence), may open an account as a Joint Signer with parent(s) or guardian as the primary applicant.
Get Started
When you open a SouthState Checking account ("Account"), you can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement. Other checking account product types are available and may be subject to a Monthly Maintenance Charge.
$25 minimum opening deposit required to open account in a branch.
Internet service provider fees may apply. You must be age 18 or older to access BillPay.
Internet service provider fees and/or message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal.
We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 3 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
Each calendar year, you may receive either one order of SouthState Bank Custom checks at no charge or a $10 discount on any other check style. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. Shipping costs may apply and check costs vary by style.