Holiday Hours

In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.

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Auto Loans

Helping You Get on the Road

We make buying a car a little easier with an easy online application.

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We're Here to Help Put You in the Driver's Seat

We're Here to Help Put You in the Driver's Seat

Competitive Car Loan Rates

The Loan Process

CHOOSE YOUR NEW RIDE:
You’ve done the easy part of car buying: finding your next vehicle. We can help with the rest.

APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin a loan application in person.

SECURE A COMPETITIVE RATE:
Your banker will work to find the best loan option for your budget and your credit profile. After you're approved, you’ll sign paperwork and be ready to ride.

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    Apply Online in Minutes

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    Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.

    Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $50,000; maximum loan amount $150,000. 5.70% APR is based on an example loan amount of $50,000 for a term of 84 months with monthly payments of $721.11. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.

    Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 6.05% APR is based on an example loan amount of $25,000 for a term of 72 months with monthly payments of $412.42. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Eligible model years 2023-2026. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.

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    New Cars

    Rates from

    for 72 months1

    Apply Now
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    New Cars

    Rates from

    for 84 months2

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    Used Cars

    Rates from

    for 72 months3

    Apply Now
    5.23% APR
    5.70% APR
    6.05% APR

    At SouthState, we make your vehicle purchase a little easier with our personal service, flexible terms, and auto financing with competitive rates. Once you’ve found the car, truck or SUV of your dreams, whether new or used, we're here to help get you on the road.

    Stories & Insights

    Thumbnail for What’s the Smartest Way to Buy a Car?
    12/6/2023

    What’s the Smartest Way to Buy a Car?

    By SouthState

    Thumbnail for Trading In or Selling a Car
    9/30/2022

    Trading In or Selling a Car

    By SouthState

    Thumbnail for Vehicle Payment Calculator
    8/14/2020

    Vehicle Payment Calculator

    By SouthState

    Thumbnail for Vehicle Affordability by Loan Term Calculator
    8/14/2020

    Vehicle Affordability by Loan Term Calculator

    By SouthState

    Thumbnail for Does a Business Loan Affect Personal Credit?
    10/11/2022

    Does a Business Loan Affect Personal Credit?

    By Jessica Michener

    View All