Visa® Bonus Rewards Plus Card¹

1. Subject to credit approval. Must be 18 years of age, have a valid U.S. address and Social Security Number.

2. The 50% more in bonus rewards consists of 1 Reward Point for each dollar Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).

3. The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points expire five years from the end of the quarter which they are earned.

2. Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus will be applied each billing cycle.