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Current Interest Rates for Personal Checking and Savings Accounts

The interest rate and Annual Percentage Yield (APY) may change after account opening. Fees could reduce earnings on the account. Interest rates are current as of 10/05/2018.

Checking Accounts

Balance Tiers to Obtain APY Interest Rate APY
Choice Checking .01 and above 0.20% 0.20%
Classic Checking .01 and above 0.20% 0.20%
Gold Checking .01 to 9,999 0.20% 0.20%
10,000 to 24,999 0.20% 0.20%
25,000 to 49,999 0.20% 0.20%
50,000 to 99,999 0.25% 0.25%
100,000 and above 0.25% 0.25%

 

Savings Accounts

Balance Tiers to Obtain APY Interest Rate APY
Employee Savings .01 and above 0.35% 0.35%
Youth Savings .01 and above 0.35% 0.35%
Smart Savings .01 and above 0.35% 0.35%
Savers Club .01 and above 0.35% 0.35%
HSA .01 to 499 0.20% 0.20%
500 to 4,999 0.30% 0.30%
5,000 to 9,999 0.35% 0.35%
10,000 to 24,999 0.35% 0.35%
25,000 to 49,999 0.40% 0.40%
50,000 and above 0.45% 0.45%

 

Money Market Accounts

Balance Tiers to Obtain APY Interest Rate APY
Personal Money Market .01 to 9,999 0.40% 0.40%
10,000 to 24,999 0.50% 0.50%
25,000 to 49,999 0.65% 0.65%
50,000 to 99,999 1.00% 1.01%
100,000 and above 1.20% 1.21%