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Personal Checking Accounts

When it comes to banking, there's no such
thing as one-size-fits-all.

Which account is right for you?

Minimum Opening Balance Earns Interest Monthly Maintenance Charge Qualifiers to
Avoid Charges**
Includes

Choice Checking

A full service account with convenient access when you need it most.

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$50 No $8

  • 15 debit card purchases/payments per statement cycle1 or
  • $250 in combined direct deposits2, or
  • $1,000 average daily balance

  • Wealth Consultation
  • Image Statements

Gold Checking

Offers high value and expanded benefits.

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$50 Yes, tiered $15

  • $3,500 minimum daily balance, or
  • $10,000 minimum daily balance in other combined deposit accounts, or
  • $10,000 in outstanding consumer or mortgage loans

  • 3x5 safe deposit box rental or $30 annual discount off larger box3
  • South State Bank checks (one order at a time)
  • Official Checks
  • Wealth Consultation
  • Image Statements

Classic Checking

Designed for customers 62 or older, with expanded benefits.

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$50 Yes $8

  • $250 in combined direct deposits2, or
  • $1,000 average daily balance

  • 20% annual discount on safe deposit box3;
  • South State Bank checks (one order per calendar year)
  • Wealth Consultation
  • Image Statements

Student Checking

A simple and convenient checking account for students ages 16-22.4

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$50 No $3

  • eStatement enrolled

  • 3 South State Bank foreign ATM fees waived monthly (other financial institution's fees may apply)
  • Wealth Consultation
  • Image Statements
Contact Us the Way You Want

Questions? We’re here to help.

Saver's Club

This account can help you save for anything on your wish list.

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Car Loan rates as low as 2.49% APR*

We make buying a car a little easier through our flexible terms, competitive rates and personal service.

Apply Now