We understand there are times that your checking account may accidentally be out of balance.
Maybe you made a mistake balancing your checkbook, or you had to make a payment before funds were available. Whatever the reason, we’ve got you covered. We offer several ways to help you avoid overdrafting your account. Ask your banker about the best solution for you.
Overdraft Sweep1 allows you to link your checking account with any South State:
- Money Market
- Lines of Credit2
If you overdraw your checking account, we will transfer or “sweep” available funds from your linked account to cover the overdraft. This provides a low-cost solution for the peace of mind that you are protected.
Ready Reserve2,3 helps you avoid the expense of overdrawing your account with an unsecured line of credit up to $5,000. It’s like giving yourself a loan when you need it most.
For additional questions about overdraft protection, click here.