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Overdraft Protection

Overdraft Protection

We understand there are times that your checking account may accidentally be out of balance.

Maybe you made a mistake balancing your checkbook, or you had to make a payment before funds were available. Whatever the reason, we’ve got you covered. We offer several ways to help you avoid overdrawing your account. Ask your banker for available options.

Overdraft Sweep
Overdraft Sweep1 allows you to link your checking account with your South State:

  • Checking
  • Savings
  • Money Market
  • Lines of Credit2

If you overdraw your checking account, we will transfer or “sweep” available funds from your linked account to cover the overdraft. This provides a low-cost solution and peace of mind.

Overdraft Line of Credit
Overdraft Line of Credit2,3 helps you avoid the expense of overdrawing your account with an unsecured line of credit up to $4,999. It’s like giving yourself a loan when you need it most.

For additional questions about overdraft protection, click here.

Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

Learn More