We understand there are times that your checking account may accidentally be out of balance.
Maybe you made a mistake balancing your checkbook, or you had to make a payment before funds were available. Whatever the reason, we’ve got you covered. We offer several ways to help you avoid overdrawing your account. Ask your banker for available options.
Overdraft Sweep1 allows you to link your checking account with your South State:
- Money Market
- Lines of Credit2
If you overdraw your checking account, we will transfer or “sweep” available funds from your linked account to cover the overdraft. This provides a low-cost solution and peace of mind.
Overdraft Line of Credit
Overdraft Line of Credit2,3 helps you avoid the expense of overdrawing your account with an unsecured line of credit up to $4,999. It’s like giving yourself a loan when you need it most.
For additional questions about overdraft protection, click here.