Overdraft Protection

Overdraft Protection

We understand there are times that your checking account may accidentally be out of balance.

Maybe you made a mistake balancing your checkbook, or you had to make a payment before funds were available. Whatever the reason, we’ve got you covered. We offer several ways to help you avoid over drafting your account. Ask you banker about the best solution for you.

Overdraft Sweep
Overdraft Sweep4 allows you to link to your checking account with any other South State checking, savings, money market or HELOC. If you overdraw your checking account, we will transfer or “sweep” available funds from your linked account to cover the overdraft. This provides a low-cost solution for the peace of mind that you are protected.

Ready Reserve
Ready Reserve5 helps you avoid the expense of overdrawing your account with an unsecured line of credit up to $5,000. It’s like giving yourself a loan when you need it most.

Money Market Sweep
We also offer our Money Market Sweep3 account as another low-cost way to keep from overdrawing your account. With a Money Market Sweep, you have the benefit of a lower minimum balance, earning interest, plus the option of up to 6 (six) automatic transfers per month to your South State checking account, protecting your from overdrafts.

For additional questions about overdraft protection, click here.

Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

Learn More