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Overdraft Protection

Overdraft Protection

We understand there are times that your checking account may accidentally be out of balance.

Maybe you made a mistake balancing your checkbook, or you had to make a payment before funds were available. Whatever the reason, we’ve got you covered. We offer several ways to help you avoid overdrafting your account. Ask your banker about the best solution for you.

Overdraft Sweep
Overdraft Sweep1 allows you to link your checking account with any South State:

  • Checking
  • Savings
  • Money Market
  • Lines of Credit2

If you overdraw your checking account, we will transfer or “sweep” available funds from your linked account to cover the overdraft. This provides a low-cost solution for the peace of mind that you are protected.

Ready Reserve
Ready Reserve2,3 helps you avoid the expense of overdrawing your account with an unsecured line of credit up to $5,000. It’s like giving yourself a loan when you need it most.

For additional questions about overdraft protection, click here.

Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

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