Listed below are frequently asked questions about Overdraft Protection. If you don’t see your answer here, call our Customer Care Center at 1-800-277-2175. We’re happy to help answer all of your questions.
Should you change your mind and decide you no longer want South State to continue to authorize and pay overdrafts on your everyday debit card purchases and ATM withdrawals, you may revoke your authorization at any time by mail, phone, online or in person.
We have standard overdraft practices that come with your account called Automated Overdraft Privilege (AOP)1.
We also offer an overdraft protection plan called Ready Reserve which is a credit-based product and may be less expensive than our standard overdraft practices. This plan may incur interest charges, but not an overdraft fee.
Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.