Ready Reserve1 helps you avoid the expense of overdrawing on your account with an unsecured credit line of up to $5,000. It’s like giving yourself a loan when you need it most. A Ready Reserve is a revolving line of credit available to add on to any South State personal checking account. It serves as a line of credit, but also provides peace of mind with the security of overdraft protection. Simply by writing a check, you can advance funds to cover trips, purchases or unexpected expenses.
All you have to do is either write a check or use your Visa Debit Card to access your Ready Reserve funds. It’s as easy as that!
To apply for Ready Reserve, or increase your current limit, simply contact your local South State banker.
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Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.