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Savings Accounts

No matter what your long-term savings strategy,
we can help make your money work for you.

Which account is just right for you?

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Already started your application? Click here to finish.

Minimum Opening Balance Earns Interest Minimum Daily Balance** Maintenance Charge Other

Smart Savings

Our most popular savings account for anyone who wants quick access to savings funds.

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$50 Yes,
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$200 Yes 1 3 withdrawals per quarter2

Youth Savings*

Teach your child the value of saving. This account is for individuals under age 18 and must be opened by a parent or guardian.

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$5 Yes,
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N/A No 3 withdrawals per quarter2

Saver’s Club

Plan ahead and build savings for anything on your wish list.9

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$5 Yes,
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N/A No $5 service charge per withdrawal if more than 1 per calendar quarter

Money Market

Enjoy convenient access to your account while earning a premium interest rate.

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$50 Yes,
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$5,000 Yes 3 6 checks/debit items per month4

HSA Account

This Health Savings Account allows individuals with a High-Deductible Health Plan (HDHP) to pay for qualified medical expenses. Contributions earn interest and may help you save on taxes.6

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N/A Yes,
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N/A Yes7 Qualified medical expenses only

Certificates of Deposit (CDs)

Benefit from locked-in interest rates as you watch your money grow.

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$1,000 Paid no less than annually N/A No Early withdrawal penalties apply8
Contact Us the Way You Want

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Round Up to Save™ with South State

For every debit card transaction you make, we’ll round up the amount to the next dollar and deposit that change into your savings account.**

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IRAs

How can IRAs play a role in your retirement planning? We can help you find something that works with your goals.

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