Savings Accounts

No matter what your long-term savings strategy,
we can help make your money work for you.

Which account is right for you?

Minimum Opening Balance Earns Interest Minimum Daily Balance Maintenance Fee Withdrawal Restrictions

Smart Savings

Our most popular savings account for anyone who wants immediate access to savings funds.

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$50 Paid quarterly $200 Yes 7, 8 3 withdrawals per quarter

Youth Savings

For individuals under age 18, this account earns interest and is opened by a parent or guardian.

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$5 Paid quarterly No No 8 3 withdrawals per quarter

Saver’s Club

Plan ahead and build savings for anything on your wish list.

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$50 Yes No No 9 Requires a minimum $5 automatic monthly transfer

Personal Money Market

Earn money market interest rates while enjoying convenient access to your account.

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$50 Tiered $5,000 Yes 10 6 checks or transfers per month 14

Money Market Sweep

This great savings option also offers overdraft coverage.

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$50 Yes $200 Yes12 6 automatic transfers per month11

Health Savings Account

This option allows individuals with a High-Deductible Health Plan (HDHP) to pay for qualified medical expenses. Contributions earn interest and may help you save on taxes.17

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No Tiered No Yes14 Limited to medical expenses


Benefit from locked-in interest rates as you watch your money grow.

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$1,000 Yes N/A No N/A
Contact Us the Way You Want

Questions? We’re here to help.

Saver's Club

This account can help you save for anything on your wish list.

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Car Loans 1.99% APR for 60 Months

Whether you’re looking to buy a new car or a used one, South State can help.

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