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Savings Accounts

No matter what your long-term savings strategy,
we can help make your money work for you.

Which account is right for you?

Minimum Opening Balance Earns Interest Minimum Daily Balance** Maintenance Charge Other

Smart Savings*

Our most popular savings account for anyone who wants quick access to savings funds.

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$50 Paid quarterly $200 Yes 1 3 withdrawals per quarter2

Youth Savings*

For individuals under age 18, this account earns interest and is opened by a parent or guardian.

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$5 Paid quarterly N/A No 3 withdrawals per quarter2

Saver’s Club* 9

Plan ahead and build savings for anything on your wish list.

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$5 Paid at maturity N/A No $5 service charge per withdrawal if more than 1 per calendar quarter

Money Market*

Earn money market interest rates while enjoying convenient access to your account.

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$50 Paid monthly, tiered interest rates $5,000 Yes 3 6 third party checks/debit items per month4

HSA Account

This Health Savings Account allows individuals with a High-Deductible Health Plan (HDHP) to pay for qualified medical expenses. Contributions earn interest and may help you save on taxes.6

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N/A Paid monthly N/A Yes7 Qualified medical expenses only

Certificates of Deposit (CDs)

Benefit from locked-in interest rates as you watch your money grow.

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$1,000 Paid no less than annually N/A No Early withdrawal penalties apply8
Contact Us the Way You Want

Questions? We’re here to help.

Round Up to Save™ with South State

For every debit card transaction you make, we’ll round up the amount to the next dollar and deposit that change into your savings account.***

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How can IRAs play a role in your retirement planning? We can help you find something that works with your goals.

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