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Savings Accounts

No matter what your long-term savings strategy,
we can help make your money work for you.

Which account is right for you?

Minimum Opening Balance Earns Interest Minimum Daily Balance Maintenance Fee Other

Smart Savings*

Our most popular savings account for anyone who wants immediate access to savings funds.

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$50 Paid quarterly $200 Yes 1, 2 3 withdrawals per quarter2

Youth Savings*

For individuals under age 18, this account earns interest and is opened by a parent or guardian.

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$5 Paid quarterly No No 3 withdrawals per quarter2

Saver’s Club*

Plan ahead and build savings for anything on your wish list.

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$50 Yes No No3 $5 fee per withdrawal if over the limit of 1 per quarter

Personal Money Market*

Earn money market interest rates while enjoying convenient access to your account.

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$50 Tiered $5,000 Yes 4 6 checks or transfers per month 5

Money Market Sweep*

This great savings option also offers overdraft coverage.

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$50 Yes $200 Yes6 6 automatic transfers per month5

Health Savings Account

This option allows individuals with a High-Deductible Health Plan (HDHP) to pay for qualified medical expenses. Contributions earn interest and may help you save on taxes.7

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No Tiered No Yes8 Qualified medical expenses only

CDs

Benefit from locked-in interest rates as you watch your money grow.

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$1,000 Yes N/A No Early withdrawal penalties may apply9
Contact Us the Way You Want

Questions? We’re here to help.

Round Up to Save™ with South State

For every debit card transaction you make, we’ll round up the amount to the next dollar and deposit that change into your savings account.

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IRAs

How can IRAs play a role in your retirement planning? We can help you find something that works with your goals.

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