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Smart Savings

With our most popular savings account, Smart Savings1, you can open your account with as little as $50 and have easy access to your money when you need it most.

Smart Savings Account Details:

  • $50 minimum opening balance required in branch only
  • $200 minimum daily balance
  • $15 quarterly maintenance charge if $200 minimum daily balance is not maintained.
  • Interest accrues daily and is paid quarterly, see rates
  • Three (3) withdrawals per quarter5
  • Quarterly statement
  • Withdrawals/transfers via Phone Banking4, Online, ATM or in-branch visit
  • Online Banking2
  • eStatements
  • Mobile Banking3
  • Phone Banking4
South State Checking

South State Checking

If you like free, you’ll love this account that has no monthly maintenance charge when you’re enrolled in eStatements6.

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Round Up to Save™

Round Up to Save™

For every debit card purchase you make, we’ll “round up” the amount to the next dollar and deposit that change in your savings account.

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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Benefit from locked-in interest rates as you watch your money grow.

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