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Home Equity Line of Credit

Use the equity you've built in your home for major purchases, repairs and renovations.

Introductory Rate 3.24% APR1 for first 12 months, Standard Rate 4.75% APR (Prime + 0)

A Home Equity Line of Credit (HELOC) is a revolving line of credit2 secured by your home, allowing you to access the available equity you have in your home. The amount you borrow is based on the difference between the debt secured by your home and its market value.

With an equity line, you can borrow as much or as little as you need, whenever you need it, up to a credit limit established at closing. As you repay your outstanding balance, the amount of available credit is replenished, which means you can borrow against it again, if needed.

Options to Fit Your Needs

As an alternative to this offer, we have a fixed rate option available and the ability for the Bank to cover up to $750 of your closing costs.2 Our bankers will help you find the option that best fits your needs.

Learn About More HELOC Options

Consider the benefits:

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    Can be used for a variety of expenses
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    Easy access through convenience checks and online or mobile transfers3
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    Interest rates are often better than other credit options
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    Interest paid may be tax-deductible4
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  • Contact a Banker

    If you are interested in learning more about a Home Equity Line of Credit, simply complete the form below, and one of our experienced lenders will contact you regarding your loan needs.
A few ways to put the equity in your home to good use:
Renovate Your Home

Renovate Your Home

As a homeowner, you can tap into the equity you’ve built with a revolving line of credit to finance home renovations.

Consolidate Debt

Consolidate Debt

If you are working to pay off multiple debts, using the equity in your home could be a good option to help you consolidate your payments. Especially if your other debts – like student loans and credit cards – have a higher interest rate.

Major Purchases

Major Purchases

If you have built up equity in your home, you can use it to help you with life’s big purchases, like new cars, vacations, or an unexpected emergency.

You're one step closer to your goals Apply Now