Home Equity Loan

Fixed-rate loans with unlimited possibilities.

Home Equity Loan

A Home Equity Loan allows you to use equity in your home as collateral for a loan. 1 With a Home Equity Loan, you can obtain a fixed rate loan for a pre-determined amount that is secured against the value of your home. Your fixed rate can be locked in for a set period of time and the interest paid on your loan may be tax deductible.2

A Home Equity Loan can be used to help you finance major expenses such as a new bathroom, remodeling your kitchen, building a deck or repairing floors.


  • Tax deductible
  • Fixed Rate


  • Minimum of $10,000
  • No annual fee
  • Fixed rate
  • Interest paid may be tax deductible2
  • Online Banking
  • Mobile Banking

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South State proudly serves communities throughout NC, SC and GA.

Exactly what kind of bank is South State Bank? Yours.

Our capabilities and reach have certainly grown through the years, but behind it all is a simple approach: Taking the time to get it right. Valuing personal connections over financial transactions, and knowing our customers personally – being invested in their success, and involved in our communities – is how we serve you, both now and in the future. It’s just the South State way.