NSF Returned Item Fee & Overdraft Sweep Fee Changes

person shopping online on tablet with southstate debit card

As of July 11, 2022, SouthState no longer charges the following fees on personal checking and savings accounts:
  • NSF Returned Item Fee - $36
    • This fee was previously charged for items presented or represented for payment against non-sufficient funds that were returned unpaid.
    • Although SouthState no longer charges an NSF Returned Item Fee, a fee may be charged by the merchant each time an item is presented or re-presented for payment against non-sufficient funds.
  • Overdraft Sweep Fee - $12
    • SouthState no longer charges a fee for the transfer of funds from a linked checking, savings or money market account or line of credit to cover an overdraft.
    • The number of sweeps that will occur each business day remains at one (1).
Additionally, the limit of Overdraft Paid Item Fees that can be charged per day has been reduced from six (6) to five (5).

Note: If at any time the Bank pays a presented or represented item that causes your account to be overdrawn, you will be charged a $36 Overdraft Paid Item Fee.

We’re here to support you in your financial journey. Visit SouthStateBank.com/OverdraftManagement to view our overdraft protection options and money management tips to help you avoid overdrafts.

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