Rock Hill, SC East Main Street Demorest, GA Hartwell, GA Greenwood, SC Bypass 72 W Orangeburg, SC 761 John C. Calhoun Dr. Sumter, SC Broad Street Abbeville, SC West Greenwood Street Greenwood, SC Bypass 72 NW Greenwood, SC South Main Street Hartsville, SC Pearl Street Abbeville, SC South Main Street Sumter, SC Wedgefield Road Sumter, SC West Liberty Street Orangeburg, SC St. Matthews Road NE Florence, SC Hoffmeyer Road Hartsville, SC South 5 th Street Florence, SC South Irby Street Batesburg-Leesville, SC Newberry, SC Greenwood, SC Montague Avenue Orangeburg, SC St. Matthews Road Charleston, SC Calhoun Street Savannah, GA Airways Avenue Pooler, GA Tybee Island, GA Orangeburg, SC Chestnut Street Columbia, SC Monticello Road Charleston, SC Wealth & Mortgage Office Easley, SC Pendleton Street Mount Pleasant, SC Highway 17 North Summerville, SC Bacons Bridge Road Summerville, SC North Main Street Hilton Head, SC Palmetto Bay Charleston, SC Rutledge Avenue Wilmington, NC South College Road Pawleys Island, SC North Charleston, SC Rivers Avenue Wilmington, NC Oleander Drive North Charleston, SC North Rivers Market Myrtle Beach, SC Walmart Mount Pleasant, SC Walmart Wilmington, NC Military Cutoff Road Myrtle Beach, SC Socastee North Myrtle Beach, SC Main Street Mount Pleasant, SC Long Point Road Leland, NC Johns Island, SC Conway, SC Main Street Hampstead, NC Goose Creek, SC St. James Avenue Conway, SC Walmart Georgetown, SC Florence, SC Pamplico Highway Mount Pleasant, SC Coleman Boulevard Charleston, SC Charlotte Street North Charleston, SC Centre Pointe Drive Myrtle Beach, SC Oakheart Road Charleston, SC Sam Rittenberg Blvd. Charleston, SC Ashley Avenue Summerville, SC Old Trolley Road Charleston, SC Folly Road North Charleston, SC East Dorchester Road Florence, SC 1921 West Palmetto St. Hilton Head, SC Exchange Street Charleston, SC Savannah Highway Charleston, SC Magwood Road Bluffton, SC Oak Forest Road Okatie, SC Sunset Beach, NC Surfside Beach, SC Cornelia, GA Ingles Orangeburg, SC Old Edisto Drive Toccoa, GA Harleyville, SC Orangeburg, SC Hwy 601 Bluffton, SC Fording Island Road Greenville, SC East Broad Street Columbia, SC Columbiana Drive Beaufort, SC Athens, GA York, SC Winder, GA Walterboro, SC Robertson Boulevard Walterboro, SC Jefferies Boulevard St. George, SC Spartanburg, SC Simpsonville, SC Seneca, SC Savannah, GA Waters Avenue Savannah, GA Mall Boulevard Whitemarsh Island, GA Savannah, GA Bull Street Santee, SC Rock Hill, SC Ebenezer Road Ridgeland, SC Richmond Hill, GA Powdersville, SC Pickens, SC Orangeburg, SC St. Matthews Road Cornelia, GA North Main Street Murrells Inlet, SC Mount Pleasant, SC Johnnie Dodds Blvd. Moncks Corner, SC Skidaway Island, GA Lexington, SC Lake City, SC Lady’s Island, SC Jefferson, GA Charleston, SC James Island Hardeeville, SC Myrtle Beach, SC Robert Grissom Parkway Greenville, SC Pelham Road Greenville, SC Butler Road Garden City, GA Gainesville, GA Kroger Gainesville, GA J&J Foods Gainesville, GA EE Butler Parkway Fort Mill, SC Tom Hall Street Fort Mill, SC Dave Gibson Boulevard Florence, SC 1600 West Palmetto St. Elloree, SC Easley, SC East Main Street Denmark, SC Cornelia, GA Historic Hwy 441 Commerce, GA Walmart Commerce, GA North Elm Street Columbia, SC Forest Drive Cayce, SC Columbia, SC Gervais Street Columbia, SC Clemson Road Cleveland, GA Clayton, GA Clarkesville, GA Charlotte, NC Morrison Boulevard Charlotte, NC Sharon Amity Road Charlotte, NC Providence Road Charleston, SC Broad Street Canton, GA Orangeburg, SC 950 John C. Calhoun Dr. Bamberg, SC Greenville, SC Antrim Drive Anderson, SC Katherine H. Odom, CTFA ® Randall L. Fisher, CPM Helen C. Pratt-Thomas Jonathan C. Lewis, CRPC ® Jason J. Anderson Janice N. Robinson CWS ® Will Beecher, CFP ®, CTFA ® Ralph A. Pandure, CWS ® Caroline C. Lesesne, CWS ® George S. King, Jr. Sonja Johnson Tatiana Williams Cathy Anderson Susan Burke Charissa C. Deyo, CTFA ® David M. Kirkpatrick, CFP ® Charles A. Williams, CFP ®, CTFA ® Brian A. Barker, CFP ®, AIF ® Amy Peirsol, J.D., LL.M. (Taxation), CWS ® M. Franklin Sanders, J.D., CTFA® William Roach Kathy W. Palmer Donna S. Murray, CFP ®, ChFC Delores L. (Deedie) Jordan, CTFA ® Ann S. Gluse, J.D., CTFA ® AEP ® William M. Coker, CFP ® CTFA ® Geoffery Forsyth Josh Pearman Stacy Cannon B. Michael Tollison Richard Spatola, CFP ® Douglas E. Smith Sandi Morrison John W. Hamilton Treze J. Beasley, CFP ®, CRPC ® Kelly Luckhaus, CFP ® Heather M. Venrick Wally Less, AAMS Neal Webb, MBA Andy A. Dalrymple, CFP ® Shawn P. West Ryan B. Reeves, CFP ® Robert R. Ross L. Banks Wannamaker Lisa S. DeHaven Tim B. Sease, CFP ®, ChFC Raymond Hrin Fernando Ycaza Trudy Salley Leslie McIver Staci Lovelace John Leighton Laurie Leader Scott Ferguson Shields Cochran Jane Brissette Dorman Named Mortgage Loan Officer Bigham Named Jr. Mortgage Loan Officer South State Bank Donates $1,500 to The Open Arms Clinic Cazel Named Senior Vice President Butterfield Named Mortgage Loan Officer South State Corporation Reports 33.8% Increase in Net Income Available to Common Shareholders in 2015; Increases Quarterly Cash Dividend South State Bank Office Schedules Impacted Due to Inclement Winter Weather South State Bank Offices in Northeast Georgia Closing Early due to Inclement Weather South State Bank Opens New Rock Hill Office South State Corporation to Announce Fourth Quarter 2015 Financial Results and Host Conference Call on January 22, 2016 Dani Gerald Named Mortgage Lender in Summerville Freeman Named Mortgage Loan Officer South State Bank Donates $3,000 to the City of Savannah South State Bank Partners to Fund Career Development Program for Colleton County Schools South State Corporation Reports Third Quarter Operating EPS of $1.12; Increases Quarterly Cash Dividend South State Bank Announces Disaster Recovery Loan Programs Robertson Receives CAMS-Audit Anti-Money Laundering Advanced Certificate Designation South State Bank Announces $100,000 Donation in Support of Communities Impacted by Flooding Smith Named Branch Manager for South State Bank’s Powdersville Office Dunn Named Vice President South State Inclement Weather Delayed Openings South State Bank Embarks on New Leadership Era in Piedmont South State Corporation to Announce Third Quarter Financial Results and Host Conference Call on October 23, 2015 Rhett Baker Named Market President for South State Bank Katherine Odom Joins South State Bank South State Bank Donates $12,000 to SouthernCarolina Regional Development Alliance South State Corporation Reports Second Quarter Operating EPS of $1.09; Increases Quarterly Cash Dividend Bethany Honeycutt Joins South State Bank South State Corporation to Announce Second Quarter Financial Results and Host Conference Call on July 24, 2015 South State Bank Announces $100,000 in Support of Families and Charleston Community South State Bank to Open New Downtown Office South State Bank Donates Building to The Town of Norway South State Bank donates $1,500 to Family Connection Tim Sease Named to #2 Spot on Bank Investment Consultant South State Corporation Reports First Quarter EPS up 12.5% Over 4Q 2014; Increases Quarterly Cash Dividend South State Corporation Announces the Acquisition of 13 Branches South State Bank Teaches Children About Money South State Bank Presents Money Smarts Program Jonathan Lewis joins South State Investment Services Goodson Joins South State Bank South State Bank Inclement Weather Delayed Openings Shred Event in Mount Pleasant, SC Half Price Admission at EdVenture South State Donates $500 to Circle of Hope Dallos Promoted to Branch Manager South State Corporation Reports Increase in 2014 Net Income of 55.4%; Increases Quarterly Cash Dividend Helmken Named Market President for Georgia Amick Joins South State Bank Pratt-Thomas Joins South State Bank Lyle Named Market President for North Carolina South State Bank Supports Documentary to Honor Local Hero South State Bank Names Broach Retail Sales Leader Estep Joins South State Bank Spitzmiller Appointed to Board of Visitors for Clemson University L. Banks Wannamaker Named Senior Vice President Wally Less Named Senior Vice President John Hamilton Named Senior Vice President South State Corporation Reports Operating Results of $1.00 per share; Increases Quarterly Cash Dividend Andy A. Dalrymple Named Senior Vice President South State Bank awards artists People’s Choice Exhibit continues through October 16 Sandra Mixson Joins South State Bank Rory Parsley Named Vice President South State Corporation to Announce Third Quarter Financial Results and Host Conference Call on October 28, 2014 South State Bank Supports YMCA Youth Readers Program Heather McKinney Named Senior Vice President Michele Young Joins South State Bank Experience Euphoria Greenville September 18-21 Free Shred Day at South State Bank South Park Office Free Shred Day at South State Bank Leland Office South State Bank Donates $100,000 to Bethesda Academy A New Name with a Familiar Face Mikell Richards Joins South State Bank Introducing the South State Way South State Bank Donates $2,000 to The Open Arms Clinic Free Shred Day at South State Bank Murrells Inlet Office South State Corporation Reports Operating Results of $0.92 per share; Increases Quarterly Cash Dividend South State Bank Promotes Katie Hane South State Bank Promotes Alena Fleming South State Corporation to Announce Second Quarter Financial Results and Host Conference Call on July 29, 2014 South State Bank New Name for SCBT, NCBT, Community Bank & Trust and The Savannah Bank Holding Company Name and Ticker Symbol to Change for SCBT on June 30, 2014 Healthcare and Human Services Education Culture Arts Community and Economic Development South State Bank becomes Regional Bank Brand SCBT Financial Corporation Completes Merger with First Financial Holdings, Inc. SCBT Financial Corporation and First Financial Holdings, Inc. to Merge Can I still get cash back at the grocery or any other store with a Chip Card? Can my card still be compromised with a chip? What if I have additional questions? What can I do with my insurance and FEMA checks? How long will it take for someone to receive assistance if they have already applied? What if I haven’t received my bank statement since the flood? What if I lost my Checks in the flood? What if I lost my Debit Card in the flood? How do I apply for the Disaster Relief Personal Loan? How do I apply for the Disaster Renovation Mortgage Program? Am I eligible for the relief programs? If I don’t have a Chip Card, am I still protected? Are there any changes with phone and online transactions? Will this new chip change how I use my card at an ATM? What if a business or retailer doesn’t have a chip-enabled terminal? Will I still be able to swipe my Chip Card? Where can I use my Chip Card? Will my expiration date and security code change? Will my card number change? Will I be able to use my current card until I receive a Chip Card? Will my PIN change? How do I activate my Chip Card? How do I know if I have a Chip Card? If my Chip Card is lost or stolen, will my personal information be exposed? What is EMV? What are South State Bank’s wire instructions? When will I receive my Chip Card? How do I use my Chip Card? How is it more secure? What are the benefits of a Chip Card? What is chip technology? When will I be able to initiate a new bill payment at South State Bank? What happens if I have an automatic draft tied to my debit card? What happens if I have a direct deposit tied to my account? What happens if I have an automatic draft tied to my account? Checks Mobile Banking Who do I call if I need assistance? What should I know prior to conversion weekend (August 21-23)? Is Overdraft Protection an option with South State? What if I need a statement prior to August 21, 2015? When will I receive my monthly statements? When should I start using my South State checks and debit card? Will my previous statements transfer? When will I receive my new South State debit card? When will I receive my new South State checks? Will I need to update anything with Quicken®/Quickbooks®? I have automatic transfers set up between my accounts. Will I have to set these up again? Will my payees and automated payments in BillPay transfer? What is the last date a bill payment can be initiated through Bank of America’s website? Will I use the same Online ID and Password when accessing Business Link for the first time? Will I need to enroll for Business Link? How do I access my account through Business Link? How do I enroll in Text Banking? How do I access Phone Banking? Will I have Mobile Deposit? How do I access Mobile Banking? Will I need to update anything with Quicken®? I have automatic transfers set up to send to accounts at other banks. Will I have to set these up again? I have automatic transfers set up between my accounts. Will I have to set these up again? Will I continue to receive eStatements? Will my payees and automated payments in BillPay transfer? What is the last date a bill payment can be initiated through Bank of America’s website? What will happen the first time I log in to South State Online Banking? Will I use the same Online ID and Password when accessing South State Online Banking for the first time? When will I be able to access Online Banking through South State’s website? Will I still have access to Online Banking or Mobile Banking? Business Link Services Business Online Banking Items posted Interest and Closing Details CDs Money Market Accounts Debit Cards Checking Accounts Personal Overdraft Protection Interest and Closing Details Individual Retirement Accounts (IRA) CDs Money Market Accounts Savings Accounts Statements Debit Cards Checks Checking Accounts Text Banking Phone Banking Online Banking Services Online Banking What happens if I replace, update or lose my Apple Pay device? How do I remove a card from Apple Pay? What happens if my card is lost or stolen? How can I change my default card in Apple Pay? Where can I use Apple Pay? Can I use Apple Pay for in-app purchases? How do I use Apple Pay? Will I need to verify my card with South State when I add it to Apple Pay? How do I add my South State cards to Apple Pay? What cards are eligible? What devices are eligible? Is Apple Pay secure? Is there a cost? What is Apple Pay? Where do I find a list of retailers? How do I use it? How do I enroll? Who can use it? What is Visa Checkout? Why did I receive an email? Why did my check get rejected? How will I know if there’s something wrong with my deposit? What should I do if I continue to receive the same error? I’ve received the error “Sorry, we can’t read that check”. What can I do to fix the issue? How secure is Mobile Deposits? How many checks can I deposit at one time with Mobile Deposit? Is there a limit to how much I can deposit through Mobile Deposits? Are there any fees for using Mobile Deposits? What should I do with my paper check after I deposit it using Mobile Deposits? How will I know if there’s a problem with my mobile deposit after I submit it? When will my deposit be available if I use Mobile Deposits? What types of checks can I not deposit through Mobile Deposits? What types of checks can I deposit through Mobile Deposits? Do I have to endorse my check before I deposit through Mobile Deposits? How do I know my deposit was received? How do I make a deposit using Mobile Deposits? What do I need to use Mobile Deposits? What is Mobile Deposits? Can I use the South State Mobile Banking App on any device? What identification do I need to open an account? Where do I mail notices of error or requests for information regarding the servicing of my mortgage? What are the different transfer options available to me? What is Popmoney? Where can I find more resources? Is Business Link secure? How do I change my Password? How do I enroll? Are there fees associated with Business Link? How can I send a secure message? What is the cut off time for transfers made within Online Banking to be effective the same day? What do I do if I’ve lost or someone has stolen my debit card? Are there any countries where I can’t use my debit card? If I’m traveling can I still use my debit card? What is the routing number for South State? Can I transfer funds to another person or financial institution? Can I pay bills through Business Link? Can I export my transactions? How do I set up and validate my external accounts? What is the cut-off time to initiate or cancel a transfer? How quickly can I send funds? Are there limits to how much I can send or receive? Is there a fee to transfer funds to another bank using Bank to Bank? Can I access Bank to Bank Transfers through Mobile Banking? What are the requirements to use Bank to Bank Transfers? Can I pay bills from more than one checking account? How do I know if a vendor offers e-bills? What are e-bills? Why are some bills paid immediately and others in 3-5 days? How do I set up a payee? How do I pay my bills online? Online Services User Guides What should I do if I don’t see the padlock icon, “Fiserv, Inc.” or “Trusted,” or part of my address bar is not green? Who is Fiserv, Inc.? How do I know Online Banking/Business Link is secure? What is Phishing? Will this display in Mobile Banking? What is an Extended Validation (EV) certificate? What are the technical differences between ETFs and mutual funds? What are disadvantages of ETFs? What are advantages of ETFs? Who can buy ETFs? What else do I need to know? What happens when I terminate employment? Should I make pretax or Roth contributions? What are employer contributions? Can I also contribute to an IRA? When can I contribute? What types of mortgages are available? What does NMLS stand for? What should I expect at closing? What is an escrow account? How can I lock my interest rate? Are there any special programs for first-time home buyers? What are the benefits of a 15-year mortgage? Should I consider pre-qualification for a mortgage before I shop for a home? How much home can I afford? How much cash will I need for closing costs? Q. How do I download my transactions with categories? Q. How can I use these reports to help prepare my taxes? Q. How do I access my Spending and Income Reports? Q. How much activity can I see in a Spending Report? Q. Why do some of my transactions show as uncategorized? Q. Can I change the category on a transaction listed in my Spending Report? What if I change my mind about overdraft protection on everyday debit card purchases and ATM withdrawals? What if I want South State to authorize and pay overdrafts on my everyday debit card purchases and ATM withdrawals? What fees will I be charged if South State pays my overdraft? What are the standard overdraft practices that come with my account? What types of overdraft protection does South State offer? What is overdraft protection? How are HSA distributions taxed? How else can I access my account? How do I use my HSA checks? What limits apply? Where is my HSA card accepted? How do you pay for expenses? How are HSA distributions taxed? What happens to my HSA in the event of my death? How do I claim the Federal Tax Deduction for my HSA Contributions? How much can I contribute? Who is eligible? What is an HSA? If my internet connection is slow, can I turn off the spending chart? Where can I view copies of posted/deposited checks or deposit slips? Can I export my transactions? What is the difference between Express Transfers and Scheduled Transfers? How do I change my security information (password or challenge questions)? How do I update my email address? How do I change my Access ID? What if I forget my Online Banking Access ID or password? Are there any fees associated with Online Banking? What do I need to do if I continue getting the Security Question even though I have registered my personal computer(s)? Is Online Banking secure? How do I enroll? Are there certain computer requirements for Online Banking? What is Online Banking? Is the Popmoney service available outside the U.S.? Can I cancel a Popmoney payment? Can I set up recurring payments? Why do I need to validate my email address or mobile phone number? How do I set up automatic deposits? If I receive money through Popmoney, will it be automatically deposited into my account? What kind of payment accounts can I use with Popmoney? How can I change my personal information after I sign up for Popmoney? Is the Popmoney service secure? Is there a limit to how much money I can send through Popmoney? How long will it take for the person to receive the money I send through Popmoney? What information do I need to know about the person I wish to send money to? Does the sender or receiver pay a fee when they use Popmoney? For someone who has never used the Popmoney service, how many days do they have to claim the money? If I send money to someone who has never used the Popmoney service, how do they get the money? Q. How do I download my transactions with categories? Q. How can I use these reports to help prepare my taxes? Q. How do I access my Spending and Income Reports? Why can’t I see my Spending Report activity for dates prior to February 1, 2011? Why do some of my transactions show as uncategorized? Q. Can I change the category on a transaction listed in my Spending Report? Is the South State Mobile Banking App available for Blackberry? What are the text banking short codes? How do I use text banking? Can I set up new people to pay using Popmoney through Mobile Banking? Can I send money to another person using Popmoney through Mobile Banking? Can I set up new bill pay payee through Mobile Banking? Can I pay bills through Mobile Banking? What types of accounts can I access with Mobile Banking? Is there a wait period after enrolling? If I mistype or forget my Mobile Banking password, how do I reset it? What is my Mobile Banking password? Are there any instructions on how to use Mobile Banking? Is software required to be installed on my phone or device? How do I enroll for Mobile Banking? Is Mobile Banking secure? If I buy a new phone or upgrade, do I need to do anything to my Mobile Banking account? Do I need a specific mobile phone or device to use Mobile Banking? Do I need Internet access to use Mobile Banking? Is there a cost for Mobile Banking? What is Mobile Banking?