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South State branches will be closed on Monday, January 21 in observance of Martin Luther King Jr. Day. Our Customer Care Center will be open from 8 a.m. to 5 p.m. 

Investment Management and Guidance

IRAs

An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types of retirement IRAs. Traditional IRAs allow for tax-deductible contributions under certain conditions. Roth IRAs (created by the Taxpayer Relief Act of 1997) are funded with after-tax dollars, but may allow for tax-free withdrawals under certain conditions.

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Stocks & Bonds

Two of the most common ways to invest your money are through stocks and bonds.

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