Chum Balk

Mortgage Banker | Senior Vice President

NMLS #: 462373

3515 Wheeler Road, Augusta, GA 30909

Chum Balk | Mortgage Banker

About Chum Balk

Since joining the team in 1994, Chum Balk has worked in every position in the Mortgage Department. He is very supportive of the Augusta community through his various volunteer activities. He is an active member of the Residential Loan Production and the Mortgage Action Alliance Committees of the National Mortgage Bankers Association and continues to serve the Georgia Mortgage Bankers Association as a Past President. He's is also active with the American Bankers Association on the Mortgage Markets Committee. When not working, Chum enjoys sailing, golf and cooking. Contact Chum today and let his expertise work for you.
Couple buying a home with an FHA Loan

FHA Loans

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Individual and family homebuyers assistance funding

Opportunity Advantage

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
07/06/2026
Chum helped us find the best financing option to fit our situation. He was very supportive throughout the whole mortgage process.
5 stars
Google   •   SouthState Bank
06/29/2026
Chum helped my husband and I feel so relaxed about buying our first home! We are so grateful for the wonderful experience!
5 stars
Google   •   SouthState Bank
06/13/2026
Chum was great to work with. I had some unique circumstances and he tailored things to fit.

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