Chum Balk

Mortgage Banker | Senior Vice President

NMLS #: 462373

3515 Wheeler Road, Augusta, GA 30909

Chum Balk | Mortgage Banker

About Chum Balk

Since joining the team in 1994, Chum Balk has worked in every position in the Mortgage Department. He is very supportive of the Augusta community through his various volunteer activities. He is an active member of the Residential Loan Production and the Mortgage Action Alliance Committees of the National Mortgage Bankers Association and continues to serve the Georgia Mortgage Bankers Association as a Past President. He's is also active with the American Bankers Association on the Mortgage Markets Committee. When not working, Chum enjoys sailing, golf and cooking. Contact Chum today and let his expertise work for you.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

Learn More
family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

Learn More
Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

Learn More

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
Icon image for Learn What You Can Afford

Learn What You Can Afford

Try Our Mortgage Calculator

Recent Reviews

5 stars
Google   •   SouthState Bank
06/13/2026
Chum was great to work with. I had some unique circumstances and he tailored things to fit.
5 stars
Google   •   SouthState Bank
04/02/2026
Great
5 stars
Google   •   SouthState Bank
03/24/2026
Excellent. Had a slight hiccup at closing and Chum went above and beyond with exceptional service to make it right. I would not hesitate to use him again and would recommend him to friends and family.

How can we help?

I'm Ready To:

Our website uses cookies to store information on your device and collect data to enhance site navigation, analyze site usage, and assist in our marketing efforts. By continuing to use this website, you consent to the placement of these cookies and our Terms of Use. To learn more about how we use cookies and visitor data, please review our Privacy Policy.