About Chum Balk
Since joining the team in 1994, Chum Balk has worked in every position in the Mortgage Department. He is very supportive of the Augusta community through his various volunteer activities. He is an active member of the Residential Loan Production and the Mortgage Action Alliance Committees of the National Mortgage Bankers Association and continues to serve the Georgia Mortgage Bankers Association as a Past President. He's is also active with the American Bankers Association on the Mortgage Markets Committee. When not working, Chum enjoys sailing, golf and cooking. Contact Chum today and let his expertise work for you.
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First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
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Try our Mortgage CalculatorRecent Reviews
09/28/2026
Chum was a pleasure to work with. If I know anyone in the market he will be the first and only person I’d recommend.
09/01/2026
What a pleasure and a real feel of confidence you get when working with Chum Balk at SouthState Bank, mortgage Dept., always kept us informed well before documents were needed and available for any questions we had. A very reliable, calming force in a nerve wrecking time!! Thanks again Chum
08/14/2026
We had a great experience working on our mortgage with Chum Balk at SouthSate. He is a wealth of knowledge and experience. Under his guidance, we felt like we were making informed decisions that we understood.
From our first communication with Chum, he made it clear that he was working for us and would make himself available when we needed him. Every time we reached out with questions (and we had lots!), he was quick to respond. He made sure we understood what was happening throughout each step of the process. Prior to closing, he reached out to make sure we knew that he would be available should anything come up or in the event that we needed him during the actual closing.
We had a great experience with Chum and would highly recommend him to anyone looking for a mortgage lender. He is knowledgeable, responsive, trustworthy, and committed to his clients! What began as a formal working relationship ended with us feeling like he is more of a friend and mentor. We are grateful for Chum Balk!
