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Construction & Renovations

Funding to Help Make Your House A Home

Whether you're renovating or building something brand new, SouthState is here to help.

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Making a Change?

Our construction and renovation financing allow you to finance your new build or renovate a current home with a variety of disbursement and payment options.

New construction or renovation
Primary or secondary homes
Home improvement
Landscaping
Accessory dwelling

Find a Mortgage Banker

Find The Right Loan For You

In-House Construction Loan

For Building or Renovation

Interest-only payments during construction, converted to a permanent mortgage loan upon completion.

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FHA 203(k) Limited Renovation

For Primary Residences

Purchase a home with renovation funds included in your mortgage, or get a limited cash-out refinance.

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HomeStyle Renovation

For Fixer-Uppers

Fund a variety of home improvement projects while making monthly payments.

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Experienced Mortgage Bankers

Every situation is unique, and our experienced mortgage bankers have years of experience helping homeowners like you feel comfortable with the mortgage loan process.

Have a question or want to talk through your situation? We're here to help.

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Find a Mortgage Banker Near You

Get Started

Apply Online Now

Get Started

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New Mortgage Inquiries

(866) 229-5628

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Send Us An Email

Email Us

All loans are subject to credit approval.

Construction & Renovations

Funding to Help Make Your House A Home

Whether you're renovating or building something brand new, SouthState is here to help.

Apply Now

Making a Change?

Our construction and renovation financing allow you to finance your new build or renovate a current home with a variety of disbursement and payment options.