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When You Find the Right Home, You Know

We want to make the mortgage process feel the same way. Our loan officers work closely with you to make sure you are comfortable with your mortgage loan and it will help you meet your long-term goals. 

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Built for First-Time Home Buyers

SouthState Hometown Choice is designed for first-time homebuyers, whether you are staying in your current hometown or choosing a new hometown to put down roots. If you currently reside in one of the following designated Metropolitan Statistical Area, you may benefit from the Hometown Choice program, regardless of where you are purchasing a home.1
First-Time Buyer Resources

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Learn What You Can Afford

Try Our Mortgage Calculator

Conventional Mortgage

Your Next Home is Closer Than You Think

Let us help you decide between a fixed-rate and adjustable-rate mortgage.

Buyer's Advantage

Helping You Achieve Homeownership

Our Buyer’s Advantage program makes it easier to get in the home of your dreams.

Portfolio Loans

In-House Mortgage Financing

Expanded guidelines for loan qualification with no mortgage insurance.
Get Started

Get Started

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Apply Online Now

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New Mortgage Inquiries

(866) 229-5628
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Send Us An Email

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Mortgage Insights

  • All loans are subject to credit approval. 
  1. Consult with a mortgage banker to confirm address eligibility.

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