Get Up to $5,000 Toward Your Next Home
The Opportunity Advantage Loan fund could get you up to $5,000 toward your down payment, closing costs, or other fees.
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No Down Payment, No Problem
With our Buyer's Advantage and Community Advantage loan programs, you can purchase your home without putting any money down. See if you qualify today.
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Buy Now, Save Later
With the SouthState Saver, when you come back to us for a refinance, we will waive your administration fee.
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Future-Proof Your Living Situation
Planning your next move? Our rent vs. buy article helps you understand the financial and personal considerations, so you can future-proof your living situation with confidence.
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Apply For a Home Loan Online Today
Join the 5,550 families who trusted SouthState with their mortgage in 2023.
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Mortgage Loan Options
Talk to us about what’s important to you and we’ll find the mortgage that will fit you best.
Built for First-Time Home Buyers
SouthState Hometown Choice is designed for first-time homebuyers, whether you are staying in your current hometown or choosing a new hometown to put down roots. If you currently reside in one of the following designated Metropolitan Statistical Area, you may benefit from the Hometown Choice program, regardless of where you are purchasing a home.1
First-Time Buyer Resources
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
Learn What You Can Afford
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Mortgage Insights
Important Legal Disclosures and Information
- All loans are subject to credit approval.
- Consult with a mortgage banker to confirm address eligibility.
