Get Up to $5,000 Toward Your Next Home
The Opportunity Advantage Loan fund could get you up to $5,000 toward your down payment, closing costs, or other fees.
Get Started
No Down Payment, No Problem
With our Buyer's Advantage and Community Advantage loan programs, you can purchase your home without putting any money down. See if you qualify today.
Start Saving
Future-Proof Your Living Situation
Planning your next move? Our rent vs. buy article helps you understand the financial and personal considerations, so you can future-proof your living situation.
Read the Article
Apply For a Home Loan Online Today
Join the 5,250 families who trusted SouthState with their mortgage in 2024.
Apply Now
/
Mortgage Loan Options
Talk to us about what’s important to you and we’ll find the mortgage that will fit you best.
First-Time Buyer Resources
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
Learn What You Can Afford
Try Our Mortgage CalculatorGet Started
Get Started
Mortgage Insights
Important Legal Disclosures and Information
- All loans are subject to credit approval.
- Consult with a mortgage banker to confirm address eligibility.
