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The Opportunity Advantage Loan Fund
Our commitment to supporting the communities we serve and helping you achieve the dream of homeownership.
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The SouthState Advantage
Our Buyer’s and Community Advantage programs make it easier to get in the home of your dreams.
Down Payment Assistance Programs
Learn about assistance programs across the Southeast that can help qualified individuals secure a down payment.
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I'm ready to:When You Find the Right Home, You Know
We want to make the mortgage process feel the same way. Our loan officers work closely with you to make sure you are comfortable with your mortgage loan and it will help you meet your long-term goals.
Mortgage Loan Options
Talk to us about what’s important to you and we’ll find the mortgage that will fit you best.


Opportunity Advantage
The SouthState Bank Opportunity Advantage Loan Fund is an initiative aimed at helping potential homebuyers overcome the financial barriers associated with purchasing a primary home.
Qualified homebuyers may be eligible to receive up to $12,500 to use towards a down payment, closing costs, or other fees associated with the purchase of a primary home.
Qualified homebuyers may be eligible to receive up to $12,500 to use towards a down payment, closing costs, or other fees associated with the purchase of a primary home.
First-Time Buyer Resources
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs

Learn What You Can Afford
Try Our Mortgage CalculatorConventional Mortgage
Your Next Home is Closer Than You Think
Let us help you decide between a fixed-rate and adjustable-rate mortgage.
Buyer's Advantage
Helping You Achieve Homeownership
Our Buyer’s Advantage program makes it easier to get in the home of your dreams.
Portfolio Loans
In-House Mortgage Financing
Expanded guidelines for loan qualification with no mortgage insurance.
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Stories and Insights
- All loans are subject to credit approval.