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Small Business Financing

From Working Capital To Real Estate

Our dedicated bankers will work with you to get you the credit you need.

small business owner using line of credit for equipment purchase

Finance Your Goals

Lines of Credit:
With a business line of credit you can have the capital you need to get business done. There are several options available all with competitive rates and a quick and easy application process.

Term Loans:
Looking at a location for your business, or are you looking to invest in new equipment? We can help with the loan you need to set your business on the right path.

Business Lending Express:
With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans.2

small business owner applying for SBA Loan

Small Business Administration (SBA) Loans

An SBA loan offers flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms, and lower payments. We’re ready to work along with you to guide you through the process of building your own small business.
small business owner applying for business rewards credit card

Flexible Options

If you’re looking for spending power with options, we have the credit cards for you.
  • Bonus points & cash rewards
  • Low introductory rates
  • Travel benefits

Finance Your Goals

Lines of Credit:
With a business line of credit you can have the capital you need to get business done. There are several options available all with competitive rates and a quick and easy application process.

Term Loans:
Looking at a location for your business, or are you looking to invest in new equipment? We can help with the loan you need to set your business on the right path.

Business Lending Express:
With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans.2

Small Business Administration (SBA) Loans

An SBA loan offers flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms, and lower payments. We’re ready to work along with you to guide you through the process of building your own small business.

Flexible Options

If you’re looking for spending power with options, we have the credit cards for you.
  • Bonus points & cash rewards
  • Low introductory rates
  • Travel benefits
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Franchise Finance

Our bankers provide innovative, customized lending solutions to help you navigate franchise ownership. From single-location to multi-unit operators SouthState is here to help keep your business moving forward.

Business Real Estate Loans

If you’ve outgrown your existing space or are looking for your first location, SouthState business real estate loans can provide you with the right financing.
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Letters of Credit

With a Letter of Credit from SouthState, you can assure your trading partners that your obligations will be paid using the bank’s credit. We offer several options and can help you mitigate your risks and determine the right approach for your business.
Get Started

Get Started


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Give Us a Call

(800) 277-2175
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Come In and Speak to a Banker

Find a Branch
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Contact a Banker

Email Us

Small Business Resources


  • Subject to credit approval.
  1. We are generally able to return a credit decision within two business days of receiving a complete application.

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