Home Mortgage Refinancing
Refinancing to Reach Your Financial Goals
Refinancing your mortgage can help you by lowering your monthly payment, shortening your loan term, or even allowing you to get cash out.
Get Cash Out
If you've built up some equity in your home, it may make sense to do a cash-out refinance and use that money for things like renovating your home or paying down some high-interest debt. A mortgage refinance is typically offered at a lower interest rate than other personal loans.
Lower Your Payment
It's a good idea to maintain awareness of mortgage interest rates, even if you're happy in your current home. As a current homeowner, you may be able to refinance your loan for a lower monthly payment and use the money you save for other purposes, like retirement or college savings.
Shorten Your Term
Another popular reason homeowners refinance is to pay off their mortgage sooner, reducing the amount of interest paid over the life of the loan. Depending on how much lower the interest rate is, the savings can really add up.
Get Cash Out
If you've built up some equity in your home, it may make sense to do a cash-out refinance and use that money for things like renovating your home or paying down some high-interest debt. A mortgage refinance is typically offered at a lower interest rate than other personal loans.
Lower Your Payment
It's a good idea to maintain awareness of mortgage interest rates, even if you're happy in your current home. As a current homeowner, you may be able to refinance your loan for a lower monthly payment and use the money you save for other purposes, like retirement or college savings.
Shorten Your Term
Another popular reason homeowners refinance is to pay off their mortgage sooner, reducing the amount of interest paid over the life of the loan. Depending on how much lower the interest rate is, the savings can really add up.
Is It the Right Time to Refinance?
Is It the Right Time to Refinance?
Experienced Mortgage Bankers
Experienced Mortgage Bankers
Every situation is unique, and our experienced mortgage bankers have years of experience helping homeowners like you feel comfortable with the mortgage loan process.
Have a question or want to talk through your situation? We're here to help.
Have a question or want to talk through your situation? We're here to help.
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Important Legal Disclosures and Information
- All loans subject to credit approval.
