Small Business Administration Loans
Start or Expand Your Business Today
SBA loans1 create opportunity for those ready to move their business forward.
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Move Your Business Forward with an SBA Loan
SouthState specializes in providing long-term financing through the U.S. Small Business Administration (SBA) loan guarantee program. Our experienced team of SBA lenders understands the needs of today’s small business and can help you navigate the loan process every step of the way.
SBA 7(a) loans from $50,000 up to $5 Million
Use of Funds:
- Business acquisitions
- Startups
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
- Leasehold Improvements
SBA 504 Loans
Use of Funds:
- Purchase or Improve Commercial Real Estate
- Ground Up Construction
- Purchase Equipment
SBA 7(a) loans from $50,000 up to $5 Million
Use of Funds:
- Business acquisitions
- Startups
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
- Leasehold Improvements
SBA 504 Loans
Use of Funds:
- Purchase or Improve Commercial Real Estate
- Ground Up Construction
- Purchase Equipment
Consider the benefits of a flexible SBA Loan
Interest Rates and SBA Fee
- Variable rates tied to Prime
- SBA guarantee fee (can be financed in most circumstances)
Timing
- Loan prequalification as quick as five minutes2
- Loan commitments typically in 10 business days after receipt of completed application on most transactions
Other
- Minimum loan amount $50,000
Which SBA Loan Works For You?
Compare SBA Loan OptionsCustomer Spotlight
Preferred Business Brokers
Frequently Asked Questions
What is a Small Business Administration (SBA) Loan?
A SBA loan is a loan that is guaranteed by the U.S. Small Business Administration. While the SBA doesn’t provide the actual loan they do provide the guidelines lending institutions must follow to make it easier for small businesses to get loans.
Is SouthState an SBA Preferred Lender?
Yes, SouthState is an SBA Preferred Lender serving businesses across the United States.
What’s the difference between an SBA loan and another type of small business loan provided by SouthState?
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Important Legal Disclosures and Information
- All loans are subject to credit approval.
- 5 minute prequalification only applies to the SBA 7(a) small loan online application process