Visa® Business Platinum
Pay down other cards or increase your spending power.
Business Lending for Where You’re Going
If you’re building from the ground up, or making improvements to your existing business, we can invest what you’re working toward.
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Important Legal Disclosures and Information
- *The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.
- Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
- The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.
- Real Rewards: You will earn net 1.5 purchase Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly new purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
- You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned.
