Construction & Renovations

Funding to Help Make Your House A Home

Whether you're renovating or building something brand new, SouthState is here to help. 

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Thinking of Making a Change?

Our construction and renovation financing allow you to finance your new build or renovate a current home with a variety of disbursement and payment options.  
 
  • New construction or renovation
  • Primary or secondary homes
  • Home improvement
  • Landscaping
  • Accessory dwelling

Speak to a Mortgage Banker to help you find the right construction loan to meet your unique needs.

Find The Right Loan For You

In-House Construction Loan


For Building or Renovation

Interest-only payments during construction, converted to a permanent mortgage loan upon completion.

FHA 203(k) Limited Renovation


For Primary Residences

Purchase a home with renovation funds included in your mortgage, or get a limited cash-out refinance.

HomeStyle Renovation


For Fixer-Uppers

Fund a variety of home improvement projects while making monthly payments.
Experienced Mortgage Bankers

Experienced Mortgage Bankers

Every situation is unique, and our experienced mortgage bankers have years of experience helping homeowners like you feel comfortable with the mortgage loan process.

Have a question or want to talk through your situation? We're here to help.
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Find a Mortgage Banker Near You

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Get Started

Get Started


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New Mortgage Inquiries

(866) 229-5628
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Mortgage Insights


  • All loans subject to credit approval.

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