Transportation & Logistics

With a combined 85 years of trucking industry experience, our bankers understand the challenges you face - from extended payment terms and rising fuel costs to new regulations like the 2027 engine mandate. We've been through every cycle, and we're here to help you navigate what's next.

Our working capital solutions are tailored to your operations and cash flow needs, including specialized receivables financing and flexible credit options. For small carriers, we also offer fuel card programs and treasury tools that simplify expense management and keep you moving forward with confidence.

SouthState offers a variety of financing solutions for carriers looking to grow or upgrade their fleets, including customized equipment loans and leasing options.

In addition to traditional banking services, SouthState provides strategic advisory services tailored specifically for transportation and logistics companies:

Operational Efficiency Review: Our transportation banking experts collaborate with your team to identify financial inefficiencies and implement solutions that enhance profitability while maintaining service excellence.

M&A  Advisory Services: For businesses considering acquisitions or exit strategies, we provide valuation assistance, transaction structuring, and financing options that maximize value while ensuring operational continuity.

Consulting on Technology Investments: We help maximize the ROI on transportation management systems, telematics, and other tech investments, offering financing structures that align with your implementation schedules and expected outcomes.

Support for Regulatory Compliance: Our bankers stay updated on DOT, FMCSA, and other regulatory requirements, helping you navigate the financial aspects of compliance while maintaining operational efficiency.

These advisory services complement our core banking offerings, delivering a comprehensive approach to your business's financial well-being and competitive position within the industry.