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SouthState

South State Bank
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FDIC Coverage Information

Protecting our customers’ deposits and funds at SouthState is a top priority. You may have heard that SouthState is FDIC-insured or is a member of the FDIC. But what does that mean for you and your accounts with us?

What is the FDIC?

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. Government that protects depositors against the loss of insured deposits if an FDIC-insured or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

How much is insured by the FDIC?

The FDIC insures up to $250,000 per depositor, per insured bank or financial institution for each account ownership category.

What is insured by the FDIC?

All types of SouthState deposits are FDIC-insured including:

  • Checking Accounts
  • Savings Accounts
  • Deposit products such as CDs, Money Market accounts and IRAs
  • Official items issued by the bank, such as cashier’s checks

What isn’t insured?

The FDIC does not insure other bank products and services including:

  • Stocks
  • Bonds
  • Mutual fund shares
  • Life insurance policies
  • Annuities
  • Securities
  • Safe deposit contents
  • Any investment that is not a deposit, even if the above investments were purchased from SouthState Bank.

Calculating your deposit insurance coverage is easy with the FDIC’s Electronic Deposit Insurance Estimator (EDIE) available here.

If you have questions, contact the FDIC toll-free at (877) 275-3342 between 7:00 a.m. and 11:00 p.m. EST or visit your local SouthState branch. If you are hearing-impaired, please call (800) 925-4618.

Learn more about the FDIC here.

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