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Lot Loans

Make the Perfect Location Yours

Whether you plan to build your dream home now or years down the road, we make lot loans easy and convenient.

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Build Your Dream Home When You’re Ready

When you haven’t found that perfect home, you build it in the ideal location. Our Lot loan1 allows you to build your dream home when you’re ready, today or years down the road. When you are ready to build, we offer streamlined construction-to-permanent financing. 

There are a few things you should consider when it comes to finding the perfect lot:
  • What is your price range?
  • Research zoning requirements for your desired area.
  • Understand the annual tax rate on the lot. Review all ordinances and covenants, including a homeowner’s association (HOA).
Our SouthState Mortgage Bankers can help with these lot loan questions and more.
Lot Loans with SouthState

Lot Loans with SouthState

  • Easily converts to a construction loan when you are ready.
  • Build your primary or secondary residence.
  • Up to 15-year term available, making payments affordable.
  • Competitive interest rates for loans up to $750,000.

Apply online for a lot loan today to make your dream become a reality.
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Start Your Lot Loan Application Online

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(866) 229-5628
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Mortgage Insights

  • All loans subject to credit approval.

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